{"citation":"SBA loans to home remodeling contractors in Missouri. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/residential-remodelers/missouri/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/residential-remodelers/missouri/","title":"SBA loans to home remodeling contractors in Missouri","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MO","name":"Missouri"},"industry":{"naics":"236118","name":"Residential Remodelers","url":"/industries/residential-remodelers/"},"loans":93,"dollars_approved":14892700,"measures":{"share_of_all_loans_pct":{"state":1.598,"national":2.09,"reading":"No clear gap"},"median_loan":{"state":49500,"national":75350,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":20000,"p75":150000},"national":{"p25":30000,"p75":150000}},"startup_pct":{"state":6.5,"national":10.6,"reading":"No clear gap"},"new_pct":{"state":17.2,"national":15.9,"reading":"No clear gap"},"existing_pct":{"state":66.7,"national":69.2,"reading":"No clear gap"},"ownership_pct":{"state":6.5,"national":2.9,"reading":"No clear gap"},"express_pct":{"state":63.4,"national":65.8,"reading":"No clear gap"},"loc_pct":{"state":35.5,"national":51.6,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.8}},"clear_gaps":["mix","loc"],"top_lenders":{"U.S. Bank":48,"BayFirst National Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}