{"citation":"SBA loans to home remodeling contractors in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/residential-remodelers/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/residential-remodelers/new-jersey/","title":"SBA loans to home remodeling contractors in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"236118","name":"Residential Remodelers","url":"/industries/residential-remodelers/"},"loans":336,"dollars_approved":49849200,"measures":{"share_of_all_loans_pct":{"state":2.986,"national":2.09,"reading":"No clear gap"},"median_loan":{"state":79050,"national":75350,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":30000,"p75":150000},"national":{"p25":30000,"p75":150000}},"startup_pct":{"state":6.8,"national":10.6,"reading":"No clear gap"},"new_pct":{"state":15.2,"national":15.9,"reading":"No clear gap"},"existing_pct":{"state":75.6,"national":69.2,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":2.9,"reading":"n/a"},"express_pct":{"state":82.7,"national":65.8,"reading":"Clearly higher"},"loc_pct":{"state":63.7,"national":51.6,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.5,"national":2.8}},"clear_gaps":["mix","express","loc"],"top_lenders":{"TD Bank":173,"M&T Bank":45,"JPMorgan Chase Bank":15,"PNC Bank":15,"Santander Bank":10},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}