{"citation":"SBA loans to roofing contractors in Florida. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/roofing-contractors/florida/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/roofing-contractors/florida/","title":"SBA loans to roofing contractors in Florida","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"FL","name":"Florida"},"industry":{"naics":"238160","name":"Roofing Contractors","url":"/industries/roofing-contractors/"},"loans":176,"dollars_approved":94701000,"measures":{"share_of_all_loans_pct":{"state":0.714,"national":0.495,"reading":"No clear gap"},"median_loan":{"state":255250,"national":161400,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":100000,"p75":503250},"national":{"p25":50000,"p75":395000}},"startup_pct":{"state":13.1,"national":12.9,"reading":"No clear gap"},"new_pct":{"state":9.7,"national":14.5,"reading":"No clear gap"},"existing_pct":{"state":68.8,"national":62.0,"reading":"No clear gap"},"ownership_pct":{"state":8.5,"national":9.6,"reading":"No clear gap"},"express_pct":{"state":38.6,"national":53.0,"reading":"Clearly lower"},"loc_pct":{"state":32.4,"national":44.2,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express","loc","size"],"top_lenders":{"TD Bank":33,"The Huntington National Bank":25,"Newtek Bank":13,"Readycap Lending, LLC":11,"JPMorgan Chase Bank":10},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}