{"citation":"SBA loans to site preparation and excavation contractors in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/site-preparation-contractors/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/site-preparation-contractors/new-york/","title":"SBA loans to site preparation and excavation contractors in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"238910","name":"Site Preparation Contractors","url":"/industries/site-preparation-contractors/"},"loans":127,"dollars_approved":38237600,"measures":{"share_of_all_loans_pct":{"state":0.616,"national":0.602,"reading":"No clear gap"},"median_loan":{"state":90000,"national":100000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":32700,"p75":160000},"national":{"p25":48000,"p75":335000}},"startup_pct":{"state":6.3,"national":6.0,"reading":"No clear gap"},"new_pct":{"state":21.3,"national":19.5,"reading":"No clear gap"},"existing_pct":{"state":64.6,"national":67.2,"reading":"No clear gap"},"ownership_pct":{"state":7.1,"national":6.0,"reading":"No clear gap"},"express_pct":{"state":75.6,"national":60.4,"reading":"Clearly higher"},"loc_pct":{"state":54.3,"national":41.3,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.5}},"clear_gaps":["mix","express"],"top_lenders":{"M&T Bank":44,"Five Star Bank":13,"TD Bank":11,"KeyBank":8,"ESL Federal Credit Union":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}