{"citation":"SBA loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/massachusetts/","title":"SBA loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"722515","name":"Snack and Nonalcoholic Beverage Bars","url":"/industries/snack-nonalcoholic-beverage-bars/"},"loans":86,"dollars_approved":16985200,"measures":{"share_of_all_loans_pct":{"state":0.999,"national":1.466,"reading":"No clear gap"},"median_loan":{"state":128500,"national":268000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":50000,"p75":289500},"national":{"p25":75875,"p75":495750}},"startup_pct":{"state":37.2,"national":48.8,"reading":"No clear gap"},"new_pct":{"state":16.3,"national":17.5,"reading":"No clear gap"},"existing_pct":{"state":40.7,"national":24.7,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":8.1,"reading":"n/a"},"express_pct":{"state":48.8,"national":27.3,"reading":"Clearly higher"},"loc_pct":{"state":23.3,"national":15.9,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.5}},"clear_gaps":["express","size","existing"],"top_lenders":{"Eastern Bank":15,"M&T Bank":9,"TD Bank":9,"The Huntington National Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}