{"citation":"SBA loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/new-york/","title":"SBA loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"722515","name":"Snack and Nonalcoholic Beverage Bars","url":"/industries/snack-nonalcoholic-beverage-bars/"},"loans":196,"dollars_approved":48231400,"measures":{"share_of_all_loans_pct":{"state":0.951,"national":1.466,"reading":"Clearly lower"},"median_loan":{"state":111000,"national":268000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":35000,"p75":300000},"national":{"p25":75875,"p75":495750}},"startup_pct":{"state":36.2,"national":48.8,"reading":"Clearly lower"},"new_pct":{"state":25.5,"national":17.5,"reading":"No clear gap"},"existing_pct":{"state":32.1,"national":24.7,"reading":"No clear gap"},"ownership_pct":{"state":5.1,"national":8.1,"reading":"No clear gap"},"express_pct":{"state":52.0,"national":27.3,"reading":"Clearly higher"},"loc_pct":{"state":28.1,"national":15.9,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["express","size","loc","startup","share"],"top_lenders":{"TD Bank":30,"M&T Bank":29,"KeyBank":18,"Newtek Bank":9,"Northwest Bank":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}