# SBA loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in Oregon **Short answer:** SBA's loan file shows 57 loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in Oregon since October 2019. The median loan was $50,000, less than half the national median of $268,000. 61.4% went through SBA Express, against 27.3% nationally. Canonical page: https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/oregon/ Data as of: 2026-06-30 These are the 57 SBA 7(a) loans to [coffee shops, ice cream parlors, juice and tea bars and doughnut shops](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/) in [Oregon](https://www.sbaexpress.loans/oregon-small-business-loans/) approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other. ## How Oregon differs from the U.S. **What this means for you.** Use the local range, not the national one, to judge your own request: half of these loans in Oregon ran from $30,000 to $269,600. ### Loan size The median loan was $50,000 in Oregon, less than half the national median of $268,000. The middle half of loans in Oregon ran from $30,000 to $269,600. Nationally the middle half ran from $75,875 to $495,750. Median loan, Oct 2019 to Jun 2026 - Oregon: $50,000 - United States: $268,000 ### SBA Express 61.4% of the loans in Oregon went through SBA Express, against 27.3% nationally. SBA Express, share of loans, Oct 2019 to Jun 2026 - Oregon: 61.4% - United States: 27.3% ### Startups 17.5% of the loans in Oregon went to startups, where the loan opens the business, against 48.8% nationally. Startups (the loan opens the business), share of loans, Oct 2019 to Jun 2026 - Oregon: 17.5% - United States: 48.8% We compared 8 measures with the national figure for the same period, and these are the 3 that differ clearly. 2 more differences are in the table. ## Oregon next to the U.S. **Oregon compared with all loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in the U.S., October 2019 to June 2026** | Measure | Oregon | United States | Reading | | --- | --- | --- | --- | | Industry's share of all SBA loans | 1.1% | 1.5% | No clear gap | | Median loan | $50,000 | $268,000 | Clearly lower | | Middle half of loans | $30,000 to $269,600 | $75,875 to $495,750 | – | | Startups (the loan opens the business) | 17.5% | 48.8% | Clearly lower | | In business 2 years or less | 26.3% | 17.5% | No clear gap | | In business more than 2 years | 50.9% | 24.7% | Clearly higher | | Change of ownership | Fewer than 5 | 8.1% | n/a | | SBA Express | 61.4% | 27.3% | Clearly higher | | Lines of credit | 38.6% | 15.9% | Clearly higher | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2.75 points over Prime | 2.5 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## Who lends in Oregon The 4 lenders below made 35 of the 57 loans approved October 2019 to June 2026, or 61.4%. A lender is listed when it has 5 or more of them, five at most. **Top lenders in Oregon** | Lender | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Columbia Bank (Roseburg, OR)](https://www.sbaexpress.loans/sba-express-lenders/columbia-bank/) | 15 | 26.3% | Not in top 5 | | [U.S. Bank](https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/) | 9 | 15.8% | 2.6% | | [KeyBank](https://www.sbaexpress.loans/sba-express-lenders/keybank/) | 6 | 10.5% | Not in top 5 | | [Banner Bank](https://www.sbaexpress.loans/sba-express-lenders/banner-bank/) | 5 | 8.8% | Not in top 5 | Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry. ## Coffee shops, ice cream parlors, juice and tea bars and doughnut shops in other states Other states where these loans differ clearly from the national pattern, most loans first. **Coffee shops, ice cream parlors, juice and tea bars and doughnut shops by state** | State | Loans since October 2019 | | --- | --- | | [Texas](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/texas/) | 568 | | [California](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/california/) | 563 | | [Florida](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/florida/) | 325 | | [Ohio](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/ohio/) | 251 | | [New York](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/new-york/) | 196 | | [Michigan](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/michigan/) | 191 | | [Georgia](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/georgia/) | 178 | | [Washington](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/washington/) | 165 | ## More industries in Oregon Other industries in Oregon with a clear difference from the national pattern, most loans first. **Other industries in Oregon** | Industry | Loans since October 2019 | | --- | --- | | [Sit-down restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/oregon/) | 203 | | [Home remodeling contractors](https://www.sbaexpress.loans/industries/residential-remodelers/oregon/) | 175 | | [Fast-food, pizza and counter-service restaurants](https://www.sbaexpress.loans/industries/limited-service-restaurants/oregon/) | 146 | | [Paving, fencing, pool and other specialty contractors](https://www.sbaexpress.loans/industries/all-other-specialty-trade-contractors/oregon/) | 92 | | [Landscaping and lawn care companies](https://www.sbaexpress.loans/industries/landscaping-services/oregon/) | 82 | | [Insurance agencies and brokerages](https://www.sbaexpress.loans/industries/insurance-agencies-brokerages/oregon/) | 79 | | [Auto repair shops](https://www.sbaexpress.loans/industries/general-automotive-repair/oregon/) | 78 | | [Gyms, fitness studios and recreational sports centers](https://www.sbaexpress.loans/industries/fitness-recreational-sports-centers/oregon/) | 70 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)