{"citation":"SBA loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in Pennsylvania. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/pennsylvania/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/pennsylvania/","title":"SBA loans to coffee shops, ice cream parlors, juice and tea bars and doughnut shops in Pennsylvania","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"PA","name":"Pennsylvania"},"industry":{"naics":"722515","name":"Snack and Nonalcoholic Beverage Bars","url":"/industries/snack-nonalcoholic-beverage-bars/"},"loans":164,"dollars_approved":52394100,"measures":{"share_of_all_loans_pct":{"state":1.426,"national":1.466,"reading":"No clear gap"},"median_loan":{"state":212000,"national":268000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":73750,"p75":482850},"national":{"p25":75875,"p75":495750}},"startup_pct":{"state":39.0,"national":48.8,"reading":"No clear gap"},"new_pct":{"state":23.8,"national":17.5,"reading":"No clear gap"},"existing_pct":{"state":21.3,"national":24.7,"reading":"No clear gap"},"ownership_pct":{"state":15.9,"national":8.1,"reading":"Clearly higher"},"express_pct":{"state":31.1,"national":27.3,"reading":"No clear gap"},"loc_pct":{"state":16.5,"national":15.9,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.5}},"clear_gaps":["ownership"],"top_lenders":{"M&T Bank":23,"TD Bank":18,"The Huntington National Bank":16,"KeyBank":13,"Wilmington Savings Fund Society":12},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}