{"citation":"SBA loans to trash hauling and dumpster companies in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/solid-waste-collection/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/solid-waste-collection/california/","title":"SBA loans to trash hauling and dumpster companies in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"562111","name":"Solid Waste Collection","url":"/industries/solid-waste-collection/"},"loans":54,"dollars_approved":36192600,"measures":{"share_of_all_loans_pct":{"state":0.139,"national":0.205,"reading":"No clear gap"},"median_loan":{"state":301450,"national":185800,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":835375},"national":{"p25":59175,"p75":400000}},"startup_pct":{"state":24.1,"national":25.4,"reading":"No clear gap"},"new_pct":{"state":14.8,"national":22.9,"reading":"No clear gap"},"existing_pct":{"state":50.0,"national":40.9,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":9.2,"reading":"n/a"},"express_pct":{"state":18.5,"national":39.8,"reading":"Clearly lower"},"loc_pct":{"state":11.1,"national":21.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["express"],"top_lenders":{"Celtic Bank":5,"United Midwest Savings Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}