{"citation":"SBA loans to dump truck and local bulk hauling companies in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/specialized-freight-trucking-local/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/specialized-freight-trucking-local/texas/","title":"SBA loans to dump truck and local bulk hauling companies in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"484220","name":"Specialized Freight (except Used Goods) Trucking, Local","url":"/industries/specialized-freight-trucking-local/"},"loans":56,"dollars_approved":16950000,"measures":{"share_of_all_loans_pct":{"state":0.217,"national":0.348,"reading":"Clearly lower"},"median_loan":{"state":82800,"national":75000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":15000,"p75":176875},"national":{"p25":30000,"p75":180000}},"startup_pct":{"state":8.9,"national":15.3,"reading":"No clear gap"},"new_pct":{"state":41.1,"national":24.9,"reading":"No clear gap"},"existing_pct":{"state":41.1,"national":55.0,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":2.3,"reading":"n/a"},"express_pct":{"state":58.9,"national":60.7,"reading":"No clear gap"},"loc_pct":{"state":46.4,"national":31.9,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":4.5,"national":2.75}},"clear_gaps":["mix","share"],"top_lenders":{"Wells Fargo Bank":21,"Zions Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}