{"citation":"SBA loans to swim, gymnastics and martial arts schools in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/sports-recreation-instruction/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/sports-recreation-instruction/new-york/","title":"SBA loans to swim, gymnastics and martial arts schools in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"611620","name":"Sports and Recreation Instruction","url":"/industries/sports-recreation-instruction/"},"loans":78,"dollars_approved":16641200,"measures":{"share_of_all_loans_pct":{"state":0.378,"national":0.452,"reading":"No clear gap"},"median_loan":{"state":75000,"national":175000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":31250,"p75":200000},"national":{"p25":50000,"p75":509900}},"startup_pct":{"state":21.8,"national":39.2,"reading":"Clearly lower"},"new_pct":{"state":19.2,"national":14.8,"reading":"No clear gap"},"existing_pct":{"state":53.8,"national":40.3,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":4.6,"reading":"n/a"},"express_pct":{"state":56.4,"national":30.9,"reading":"Clearly higher"},"loc_pct":{"state":35.9,"national":19.8,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.62}},"clear_gaps":["express","size","loc","startup"],"top_lenders":{"M&T Bank":20,"TD Bank":12,"KeyBank":9},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}