{"citation":"SBA loans to supermarkets and grocery stores in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/supermarkets-other-grocery-retailers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/supermarkets-other-grocery-retailers/california/","title":"SBA loans to supermarkets and grocery stores in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"445110","name":"Supermarkets and Other Grocery Retailers (except Convenience Retailers)","url":"/industries/supermarkets-other-grocery-retailers/"},"loans":376,"dollars_approved":342341600,"measures":{"share_of_all_loans_pct":{"state":0.967,"national":0.648,"reading":"No clear gap"},"median_loan":{"state":500000,"national":319100,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":200000,"p75":1238750},"national":{"p25":100000,"p75":1000000}},"startup_pct":{"state":7.2,"national":15.7,"reading":"Clearly lower"},"new_pct":{"state":14.9,"national":19.3,"reading":"No clear gap"},"existing_pct":{"state":53.5,"national":48.1,"reading":"No clear gap"},"ownership_pct":{"state":23.7,"national":16.1,"reading":"No clear gap"},"express_pct":{"state":17.3,"national":33.2,"reading":"Clearly lower"},"loc_pct":{"state":6.4,"national":20.2,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.0,"national":2.25}},"clear_gaps":["loc","express","startup","size"],"top_lenders":{"U.S. Bank":37,"Commonwealth Business Bank":28,"Bank of Hope":25,"Open Bank":23,"West Coast Community Bank":17},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}