{"citation":"SBA loans for supermarkets and grocery stores. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/supermarkets-other-grocery-retailers/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/supermarkets-other-grocery-retailers/","title":"SBA loans for supermarkets and grocery stores","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); Sec. A, Ch. 1, Para. D.1 (p. 14); Sec. A, Ch. 1, Para. D.2 (p. 14); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a); 13 CFR § 121.301","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SBA Information Notice 5000-881797, p. 1 (Sept. 3, 2026)","url":"https://legacy.sba.gov/document/information-notice-5000-881797-fy-2027-7a-program-fees"},{"label":"SOP 50 10 8.1: App. 18, Para. A.2 (p. 395); 13 CFR § 120.214(d)(3)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1: Sec. A, Ch. 1, Para. D.1 (p. 14); 13 CFR § 121.301(b)(2)","url":"https://www.ecfr.gov/current/title-13/section-121.301"},{"label":"91 FR 53741 (Aug. 20, 2026)","url":"https://www.govinfo.gov/content/pkg/FR-2026-08-20/pdf/2026-17042.pdf"},{"label":"13 CFR § 121.201","url":"https://www.ecfr.gov/current/title-13/section-121.201"}],"data":{"naics":"445110","industry":"Supermarkets and Other Grocery Retailers (except Convenience Retailers)","sector":"Retail Trade","as_of":"2026-06-30","basis":"recent","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":930,"dollars":725883400,"median_amount":254350,"p25_amount":90200,"p75_amount":971550,"median_rate":10.0,"median_spread":2.5,"median_term":120,"express_share":31.0,"loc_share":21.7},"all":{"loans":2193,"dollars":1691851100,"median_amount":319100,"p25_amount":100000,"p75_amount":1000000,"median_rate":null,"median_spread":2.25,"median_term":120,"express_share":33.2,"loc_share":20.2},"chargeoff":{"cohort_loans":867,"charged_off_loans":30,"rate_loans":3.5,"rate_dollars":0.9},"lenders":[{"name":"The Huntington National Bank","loans":68,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"M&T Bank","loans":53,"url":"https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/"},{"name":"TD Bank","loans":43,"url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/"},{"name":"Readycap Lending, LLC","loans":39,"url":"https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/"},{"name":"Northeast Bank","loans":31,"url":"https://www.sbaexpress.loans/sba-express-lenders/northeast-bank/"}],"states":[{"name":"California","loans":136,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"New York","loans":113,"url":"https://www.sbaexpress.loans/new-york-small-business-loans/"},{"name":"Texas","loans":53,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"Pennsylvania","loans":51,"url":"https://www.sbaexpress.loans/pennsylvania-small-business-loans/"},{"name":"Washington","loans":49,"url":"https://www.sbaexpress.loans/washington-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":185,"share_pct":19.9},{"size_band":"$50,001 to $150,000","loans":184,"share_pct":19.8},{"size_band":"$150,001 to $350,000","loans":152,"share_pct":16.3},{"size_band":"$350,001 to $500,000","loans":55,"share_pct":5.9},{"size_band":"$500,001 to $1,000,000","loans":139,"share_pct":14.9},{"size_band":"$1,000,001 to $2,000,000","loans":113,"share_pct":12.2},{"size_band":"Over $2,000,000","loans":102,"share_pct":11.0}]}}