{"citation":"SBA loans for vending machine operators under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/vending-machine-operators-454210/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/vending-machine-operators-454210/","title":"SBA loans for vending machine operators under the 2017 NAICS code","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: App. 18, Para. A.2 (p. 395); 13 CFR § 120.214(d)(2)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"naics":"454210","industry":"Vending Machine Operators","sector":"Retail Trade","as_of":"2026-06-30","basis":"all","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":5,"dollars":1983000,"median_amount":50000,"p25_amount":15000,"p75_amount":570000,"median_rate":10.5,"median_spread":3.0,"median_term":120,"express_share":null,"loc_share":null},"all":{"loans":253,"dollars":106578900,"median_amount":150000,"p25_amount":85000,"p75_amount":382000,"median_rate":null,"median_spread":2.75,"median_term":120,"express_share":20.2,"loc_share":11.9},"chargeoff":{"cohort_loans":244,"charged_off_loans":8,"rate_loans":3.3,"rate_dollars":0.7},"lenders":[{"name":"UniBank","loans":77,"url":"https://www.sbaexpress.loans/sba-express-lenders/unibank/"},{"name":"United Midwest Savings Bank","loans":62,"url":"https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/"},{"name":"Wells Fargo Bank","loans":18,"url":"https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/"},{"name":"Celtic Bank","loans":13,"url":"https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/"},{"name":"Newtek Small Business Finance","loans":7,"url":"https://www.sbaexpress.loans/sba-express-lenders/newtek-small-business-finance/"}],"states":[{"name":"Texas","loans":35,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"California","loans":26,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Florida","loans":16,"url":"https://www.sbaexpress.loans/florida-small-business-loans/"},{"name":"Georgia","loans":14,"url":"https://www.sbaexpress.loans/georgia-small-business-loans/"},{"name":"Indiana","loans":12,"url":"https://www.sbaexpress.loans/indiana-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":42,"share_pct":16.6},{"size_band":"$50,001 to $150,000","loans":91,"share_pct":36.0},{"size_band":"$150,001 to $350,000","loans":55,"share_pct":21.7},{"size_band":"$350,001 to $500,000","loans":7,"share_pct":2.8},{"size_band":"$500,001 to $1,000,000","loans":30,"share_pct":11.9},{"size_band":"$1,000,001 to $2,000,000","loans":16,"share_pct":6.3},{"size_band":"Over $2,000,000","loans":12,"share_pct":4.7}]}}