{"citation":"SBA loans to veterinary practices in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/veterinary-services/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/veterinary-services/california/","title":"SBA loans to veterinary practices in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"541940","name":"Veterinary Services","url":"/industries/veterinary-services/"},"loans":167,"dollars_approved":287079400,"measures":{"share_of_all_loans_pct":{"state":0.43,"national":0.46,"reading":"No clear gap"},"median_loan":{"state":1135000,"national":700000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":500000,"p75":2564800},"national":{"p25":203700,"p75":1845000}},"startup_pct":{"state":28.1,"national":29.2,"reading":"No clear gap"},"new_pct":{"state":13.8,"national":13.8,"reading":"No clear gap"},"existing_pct":{"state":49.1,"national":47.6,"reading":"No clear gap"},"ownership_pct":{"state":7.8,"national":8.5,"reading":"No clear gap"},"express_pct":{"state":8.4,"national":18.2,"reading":"Clearly lower"},"loc_pct":{"state":4.8,"national":11.3,"reading":"No clear gap"},"median_term_months":{"state":300,"national":168},"median_spread_over_prime_points":{"state":1.88,"national":1.5}},"clear_gaps":["express"],"top_lenders":{"Live Oak Banking Company":59,"Wells Fargo Bank":12,"Bank of America":9,"United Community Bank":8,"Banc of California":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}