{"citation":"SBA loans to manufacturers' representatives and wholesale brokers in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/wholesale-trade-agents-brokers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/wholesale-trade-agents-brokers/california/","title":"SBA loans to manufacturers' representatives and wholesale brokers in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"425120","name":"Wholesale Trade Agents and Brokers","url":"/industries/wholesale-trade-agents-brokers/"},"loans":72,"dollars_approved":44201700,"measures":{"share_of_all_loans_pct":{"state":0.185,"national":0.151,"reading":"No clear gap"},"median_loan":{"state":300000,"national":240000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":729750},"national":{"p25":100000,"p75":500000}},"startup_pct":{"state":null,"national":4.1,"reading":"n/a"},"new_pct":{"state":9.7,"national":11.5,"reading":"No clear gap"},"existing_pct":{"state":84.7,"national":79.1,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":4.7,"reading":"n/a"},"express_pct":{"state":19.4,"national":38.4,"reading":"Clearly lower"},"loc_pct":{"state":19.4,"national":35.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"Newtek Bank":6,"Celtic Bank":5,"Northeast Bank":5,"Plumas Bank":5,"The Huntington National Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}