{"citation":"SBA loans for pallet and wood container makers. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/wood-container-pallet-manufacturing/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/wood-container-pallet-manufacturing/","title":"SBA loans for pallet and wood container makers","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); App. 17, Para. B.3 (Para. B begins p. 391); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); Sec. A, Ch. 1, Para. D.1 (p. 14); Sec. A, Ch. 1, Para. D.2 (p. 14); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a); 13 CFR § 121.301","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SBA Information Notice 5000-881797, p. 1 (Sept. 3, 2026)","url":"https://legacy.sba.gov/document/information-notice-5000-881797-fy-2027-7a-program-fees"},{"label":"SOP 50 10 8.1: App. 18, Para. A.2 (p. 395); 13 CFR § 120.214(d)(3)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1: Sec. A, Ch. 1, Para. D.1 (p. 14); 13 CFR § 121.301(b)(2)","url":"https://www.ecfr.gov/current/title-13/section-121.301"},{"label":"91 FR 53741 (Aug. 20, 2026)","url":"https://www.govinfo.gov/content/pkg/FR-2026-08-20/pdf/2026-17042.pdf"},{"label":"13 CFR § 121.201","url":"https://www.ecfr.gov/current/title-13/section-121.201"}],"data":{"naics":"321920","industry":"Wood Container and Pallet Manufacturing","sector":"Manufacturing","as_of":"2026-06-30","basis":"recent","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":48,"dollars":33685400,"median_amount":286700,"p25_amount":100000,"p75_amount":1036500,"median_rate":10.0,"median_spread":2.75,"median_term":120,"express_share":39.6,"loc_share":41.7},"all":{"loans":145,"dollars":129026900,"median_amount":450000,"p25_amount":150000,"p75_amount":1200000,"median_rate":null,"median_spread":2.25,"median_term":120,"express_share":35.9,"loc_share":31.0},"chargeoff":{"cohort_loans":61,"charged_off_loans":0,"rate_loans":0.0,"rate_dollars":0.0},"lenders":[{"name":"The Huntington National Bank","loans":12,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"Wells Fargo Bank","loans":10,"url":"https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/"},{"name":"Associated Bank","loans":6,"url":"https://www.sbaexpress.loans/sba-express-lenders/associated-bank/"},{"name":"Live Oak Banking Company","loans":6,"url":"https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/"},{"name":"M&T Bank","loans":6,"url":"https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/"}],"states":[{"name":"California","loans":18,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Minnesota","loans":13,"url":"https://www.sbaexpress.loans/minnesota-small-business-loans/"},{"name":"Texas","loans":13,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"Michigan","loans":11,"url":"https://www.sbaexpress.loans/michigan-small-business-loans/"},{"name":"Illinois","loans":10,"url":"https://www.sbaexpress.loans/illinois-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":9,"share_pct":18.8},{"size_band":"$50,001 to $150,000","loans":9,"share_pct":18.8},{"size_band":"$150,001 to $350,000","loans":10,"share_pct":20.8},{"size_band":"$350,001 to $500,000","loans":null,"share_pct":null},{"size_band":"$500,001 to $1,000,000","loans":5,"share_pct":10.4},{"size_band":"$1,000,001 to $2,000,000","loans":8,"share_pct":16.7},{"size_band":"Over $2,000,000","loans":null,"share_pct":null}]}}