# SBA Express Loans (sbaexpress.loans)

> An independently operated website and a property of Janover Capital LLC. We are not a lender and we are not affiliated with the U.S. Small Business Administration. We connect small business owners with SBA Express lenders and small business loan alternatives, and we may be compensated by referral partners.

## Program facts we publish
- SBA Express maximum loan amount: $500,000 (SBA published 7(a) terms, checked 2026-07-24).
- SBA guaranty on an SBA Express loan: 50% of the loan amount.
- Maximum variable rate: base rate (usually WSJ Prime) plus 6.5% at $50,000 or less, plus 6.0% from $50,001 to $250,000, plus 4.5% from $250,001 to $350,000, plus 3.0% above $350,000.
- Turnaround: SBA responds to an SBA Express application within 36 hours; lenders typically fund 20 to 30 days after approval.

## Core pages
- [SBA Express loan terms](https://www.sbaexpress.loans/loan-terms/)
- [SBA Express loan requirements](https://www.sbaexpress.loans/sba-express-loan-requirements/)
- [Application checklist](https://www.sbaexpress.loans/loan-application-checklist/)
- [Compare SBA 7(a), 504, and Express](https://www.sbaexpress.loans/compare-sba-loans/)
- [Loans for startups](https://www.sbaexpress.loans/loan-for-startup-business/)
- [SBA Express loans by state](https://www.sbaexpress.loans/sba-loans-by-state/)
- [Frequently asked questions](https://www.sbaexpress.loans/frequently-asked-questions/)
- [Get financing](https://www.sbaexpress.loans/get-financing/)

## Calculators
- [All SBA Express calculators](https://www.sbaexpress.loans/calcs/)
- [SBA Express Payment Calculator](https://www.sbaexpress.loans/sba-express-payment-calculator/)
- [SBA Express Line of Credit Calculator](https://www.sbaexpress.loans/sba-express-line-of-credit-calculator/)

## Editorial
- [Small Business Blog](https://www.sbaexpress.loans/blog/) (24 articles)
- [Glossary](https://www.sbaexpress.loans/sba-express-glossary/) (11 entries)

## Contact
- Janover Capital LLC, 6401 Congress Ave., Ste. 250, Boca Raton, FL 33487
- (561) 559-9949 · hello@sbaexpress.loans

## Notes for machines
- Content is licensed for citation with attribution to sbaexpress.loans.
- Nothing here is an offer to lend, a loan approval, or legal, financial, or tax advice.
- Last generated 2026-07-24.