# Small business loans in Shreveport, LA

**Short answer:** The most active SBA lenders in Shreveport, LA since FY2024 are Planters Bank and Trust Company (12 loans) and Carter FCU (6). The median loan was $200,000, and half fell between $118,400 and $454,525. For free help, see the Louisiana Small Business Development Center. Source: SBA 7(a) loan data.

Canonical page: https://www.sbaexpress.loans/louisiana-small-business-loans/shreveport/
Data as of: 2026-06-30

## Lenders making SBA loans in Shreveport

No lender made more than 20% of the loans in Shreveport, and Planters Bank and Trust Company made the most.

**Lenders with five or more SBA loans in Shreveport, LA, FY2024 to June 2026**

| Lender | Loans | Share |
| --- | --- | --- |
| [Planters Bank and Trust Company](https://www.sbaexpress.loans/sba-express-lenders/planters-bank-and-trust-company/) | 12 | 20.0% |
| [Carter FCU](https://www.sbaexpress.loans/sba-express-lenders/carter-fcu/): Credit union | 6 | 10.0% |

Share is the percent of all Shreveport loans in that period. Each name links to that lender's page for Louisiana where one exists.

Shreveport has two lenders with five or more loans since FY2024. Others had fewer, and the Louisiana page counts 115 lenders with at least one approved loan statewide.

## Local help near Shreveport

Shreveport borrowers can start with SBA's district office for Louisiana, an SBDC or SCORE.

43% of Shreveport borrowers since FY2024 were startups or businesses two years old or younger. SBDCs provide counseling and training, and SCORE mentors give advice at no cost, according to SBA.

SBA has one district office for Louisiana. Its page points to state and federal resources and to lenders in the area. The Louisiana Small Business Development Center gives free counseling across Louisiana.

- [SBA Louisiana District Office (New Orleans): SBA district office](https://www.sba.gov/district/louisiana)
- [Louisiana Small Business Development Center: Small Business Development Center](https://louisianasbdc.org/)
- [SCORE mentors in Louisiana: Business mentoring](https://www.score.org/la/louisiana/)

Alongside SBA loans, Louisiana runs three loan programs. The [Louisiana page](https://www.sbaexpress.loans/louisiana-small-business-loans/#loan-programs-in-louisiana) describes each, and the official pages are linked here.

- [Louisiana Small Business Loan Guaranty Program](https://www.louisianassbci.com/programs/small-business-loan-guaranty/)
- [Louisiana SSBCI Collateral Support Program](https://www.louisianassbci.com/programs/collateral-support/)
- [Louisiana SSBCI Micro Lending Program](https://www.louisianassbci.com/programs/micro-lending/)

## Loan counts and sizes in Shreveport

Shreveport ranks 5th by loans since FY2024 among the 5 Louisiana cities with 100 or more SBA loans since FY2020. Nationally it is the 454th busiest of the 580 cities that reach 100 loans.

The 60 loans, 4.9% of the 1,231 in Louisiana, were approved for $32.9 million in all. The median loan was $200,000, 33% above the national median of $150,300. Half of the loans fell between $118,400 and $454,525. The Shreveport median is 8% below the Louisiana median of $218,000.

**Shreveport, LA compared with Louisiana and the nation, loans from FY2024 to June 2026**

| Measure | Shreveport | Louisiana | U.S. |
| --- | --- | --- | --- |
| Loans | 60 | 1,231 | 162,355 |
| Median loan | $200,000 | $218,000 | $150,300 |
| 25th percentile | $118,400 | $100,000 | $50,000 |
| 75th percentile | $454,525 | $576,850 | $500,000 |
| Via SBA Express | 36.7% | 18.3% | 35.8% |
| Lines of credit | 21.7% | 13.6% | 28.1% |
| Startups | 28.3% | 22.1% | 16.1% |
| Ownership changes | 16.7% | 12.2% | 10.4% |
| Median term | 10 years | 10 years | 10 years |
| Median spread | 2.62 | 2.75 | 2.75 |
| Charged off | Fewer than 5 | 4.8% | 3.6% |

A quarter of loans were smaller than the 25th percentile loan and a quarter were larger than the 75th. Median spread is in percentage points over Prime. Charged off is the share of FY2020 to FY2022 loans a lender wrote off as a loss. It is shown only for groups of 30 loans or more. Fewer than 5 marks a share that would stand for 1 to 4 loans, which we do not publish. U.S. covers every loan in the file.

78% of the loans were $500,000 or less, the size SBA Express covers. 36.7% of all loans went through SBA Express, close to the national 35.8%. Lines of credit were 21.7% of loans, below the national 28.1%.

SBA loans in Shreveport, LA by size, FY2024 to June 2026

- $50,000 or less (23%): 14
- $50,001 to $150,000 (18%): 11
- $150,001 to $350,000 (28%): 17
- $350,001 to $500,000 (8%): 5
- $500,001 to $1,000,000: Fewer than 5
- $1,000,001 to $2,000,000 (12%): 7
- Over $2,000,000: Fewer than 5

Labels show each size's share of all loans. The highlighted bar is the size band that contains the median.

By business age, 40.0% of loans went to businesses more than two years old and 15.0% to businesses two years old or younger. Startups received 28.3% and changes of ownership 16.7%. The national startup share is 16.1%.

SBA loans in Shreveport, LA by fiscal year

- FY2020: 10
- FY2021: 18
- FY2022: 20
- FY2023: 16
- FY2024: 26
- FY2025: 22
- FY2026 (through June 30): 12

Fiscal years run October to September. The last bar covers nine of its twelve months.

Volume fell 15% from FY2024 (26 loans) to FY2025 (22), the two latest full years. The busiest full year in the file was FY2024, with 26 loans. FY2026 already shows 12 loans through June 30.

Of the 48 loans Shreveport borrowers received in FY2020 to FY2022, fewer than 5 were charged off by June 30, 2026, against 3.6% nationally. Lenders reported 473 jobs supported across the 60 loans since FY2024, about 7.9 per loan. SBA does not audit these estimates.

## A typical loan payment in Shreveport

The median Shreveport loan was $200,000 with a median term of 10 years.

The median variable-rate loan in Shreveport was priced at Prime plus 2.62 percentage points at approval. At today's Prime that spread works out to 9.62%. On $200,000 over 10 years, principal and interest would come to about $2,601 a month. That is arithmetic on past loans, not a rate a lender is offering.

**Payment at today's rate on three Shreveport loan sizes over 10 years**

| Loan | Amount | Monthly payment |
| --- | --- | --- |
| 25th percentile loan | $118,400 | $1,540 |
| Median loan | $200,000 | $2,601 |
| 75th percentile loan | $454,525 | $5,911 |

Principal and interest only. Fees, a different term or a fixed rate change the payment. This is an illustration from SBA's file, not an offer.

SBA's rate ceiling for this loan size

SBA's maximum for a loan of $200,000 is Prime plus 6.0 percentage points, or 13.00% today. The median variable-rate loan here was priced 3.4 points under that ceiling. Source: 13 CFR § 120.214(d)(2); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395).

Shreveport loans approved since FY2024 had a median starting rate of 9.82% at approval, against 10.25% nationally. Prime changed during those years, so use the spread above, not that rate, as the guide to today's cost.

Run your own numbers: [payments on a $200,000 loan](https://www.sbaexpress.loans/loan-amounts/200000-business-loan/) and [SBA Express payment calculator](https://www.sbaexpress.loans/sba-express-payment-calculator/).

## SBA 504 loans near Shreveport

The 504 file lists fewer than five loans in Shreveport since FY2020.

That is too few to publish a count, a dollar total or a median for Shreveport.

No Certified Development Company (CDC) is named on five or more 504 loans in Shreveport, so the list below is Louisiana's. Louisiana Capital Certified Development Company, Inc. is named on the most there, 15 loans since FY2024.

**CDCs named on five or more 504 loans in Louisiana, FY2024 to June 2026**

| Certified Development Company | 504 loans |
| --- | --- |
| Louisiana Capital Certified Development Company, Inc. | 15 |
| JEDCO Development Corporation | 14 |
| Community Certified Development Corporation | 13 |
| New Orleans Regional Business Development Loan Corporation | 6 |

How a 504 loan is split

A standard 504 project is 50% third party lender, 40% CDC debenture, 10% borrower. 504 money pays for major fixed assets such as land, buildings and long-term machinery and equipment, not working capital or inventory. Source: SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221). SBA keeps a [list of Certified Development Companies](https://www.sba.gov/loans/504-loans/list-of-certified-development-companies/).

## Louisiana cities near Shreveport

Shreveport made up 4.9% of Louisiana's SBA loans since FY2024.

Shreveport is one of 5 Louisiana cities with 100 or more SBA loans since FY2020. The [Louisiana page](https://www.sbaexpress.loans/louisiana-small-business-loans/) covers all 1,231 loans in Louisiana. The closest come first, ranked by county and ZIP code on their loans.

- [Baton Rouge: 145 loans, median $225,000](https://www.sbaexpress.loans/louisiana-small-business-loans/baton-rouge/)
- [Lafayette: 63 loans, median $150,000](https://www.sbaexpress.loans/louisiana-small-business-loans/lafayette/)
- [New Orleans: 155 loans, median $150,000](https://www.sbaexpress.loans/louisiana-small-business-loans/new-orleans/)
- [Metairie: 63 loans, median $250,000](https://www.sbaexpress.loans/louisiana-small-business-loans/metairie/)

## Common questions about SBA loans in Shreveport

### Which lenders make the most SBA loans in Shreveport?

Planters Bank and Trust Company leads with 12 loans in Shreveport since FY2024. Carter FCU (6) follows. Only lenders with five or more Shreveport loans are counted.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Location is the borrower's address in the file, and city names are as SBA recorded them. Recent means FY2024 through June 30, 2026. Charge-off rates use FY2020 to FY2022 loans, the only years old enough to have had time to go bad. Jobs supported are lender-reported estimates. [How we build these pages](https://www.sbaexpress.loans/method/).

## Sources

- [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)
- [SBA, 504 loans](https://www.sba.gov/loans/504-loans/)
- [SBA, resource partners: SBDCs and SCORE](https://www.sba.gov/counseling/local-assistance/resource-partners/)
- [SBA Louisiana District Office (New Orleans)](https://www.sba.gov/district/louisiana)
- [Louisiana Small Business Development Center](https://louisianasbdc.org/)
- [SCORE, Louisiana](https://www.score.org/la/louisiana/)
- [SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)](https://www.sba.gov/loans/504-loans/)
- [SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [13 CFR § 120.214(d)(2); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)](https://www.ecfr.gov/current/title-13/section-120.214)