{"citation":"Small business loans in St. Paul, MN. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/minnesota-small-business-loans/st-paul/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/minnesota-small-business-loans/st-paul/","title":"Small business loans in St. Paul, MN","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SBA, 504 loans","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SBA, resource partners: SBDCs and SCORE","url":"https://www.sba.gov/counseling/local-assistance/resource-partners/"},{"label":"SBA Minnesota District Office (Minneapolis)","url":"https://www.sba.gov/district/minnesota"},{"label":"Minnesota Small Business Development Centers","url":"https://mn.gov/deed/business/help/sbdc/"},{"label":"SCORE, Minnesota","url":"https://www.score.org/mn/"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.214(d)(2); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"place":{"id":"MN|SAINTPAUL","city":"St. Paul","state":"MN","url":"/minnesota-small-business-loans/st-paul/","window":"FY2024 through June 30, 2026","loans":365,"dollars":155111300,"median_amount":150000,"p25_amount":50000,"p75_amount":492000,"express_share":39.2,"loc_share":31.0,"median_spread_over_prime":2.25,"median_term_months":120,"rank_among_cities_100_plus":32},"rows":[{"band":"$50,000 or less","loans":102},{"band":"$50,001 to $150,000","loans":89},{"band":"$150,001 to $350,000","loans":64},{"band":"$350,001 to $500,000","loans":34},{"band":"$500,001 to $1,000,000","loans":41},{"band":"$1,000,001 to $2,000,000","loans":21},{"band":"Over $2,000,000","loans":14}],"loans_by_fiscal_year":[{"fiscal_year":2020,"loans":119},{"fiscal_year":2021,"loans":146},{"fiscal_year":2022,"loans":125},{"fiscal_year":2023,"loans":115},{"fiscal_year":2024,"loans":164},{"fiscal_year":2025,"loans":140},{"fiscal_year":2026,"loans":61}],"lenders":[{"lender":"U.S. Bank","loans":62,"window":"recent"},{"lender":"The Huntington National Bank","loans":50,"window":"recent"},{"lender":"BankVista","loans":13,"window":"recent"},{"lender":"First Resource Bank","loans":13,"window":"recent"},{"lender":"Drake Bank","loans":11,"window":"recent"}],"industries":[{"industry":"Full-Service Restaurants","loans":16,"window":"recent"},{"industry":"All Other Specialty Trade Contractors","loans":12,"window":"recent"},{"industry":"Offices of Chiropractors","loans":11,"window":"recent"},{"industry":"Home Health Care Services","loans":10,"window":"recent"},{"industry":"Janitorial Services","loans":9,"window":"recent"}],"certified_development_companies":[{"name":"Twin Cities-Metro Certified Development Company","loans_504":26},{"name":"Midwest Business Finance Corporation","loans_504":19},{"name":"Amplio Economic Development Corporation","loans_504":14},{"name":"WBD, Inc.","loans_504":9}]}}