{"citation":"Small business loans in Rochester, NY. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/new-york-small-business-loans/rochester/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/new-york-small-business-loans/rochester/","title":"Small business loans in Rochester, NY","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SBA, 504 loans","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SBA, resource partners: SBDCs and SCORE","url":"https://www.sba.gov/counseling/local-assistance/resource-partners/"},{"label":"SBA Buffalo District Office (14 western counties, with a Rochester branch)","url":"https://www.sba.gov/district/buffalo"},{"label":"SBA Metro New York District Office (14 counties in New York City, Long Island and the Hudson Valley)","url":"https://www.sba.gov/district/metro-new-york"},{"label":"SBA Syracuse District Office (34 counties across upstate New York)","url":"https://www.sba.gov/district/upstate-new-york"},{"label":"New York Small Business Development Centers","url":"https://nysbdc.org/"},{"label":"SCORE, New York","url":"https://www.score.org/ny/"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.214(d)(2); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"place":{"id":"NY|ROCHESTER","city":"Rochester","state":"NY","url":"/new-york-small-business-loans/rochester/","window":"FY2024 through June 30, 2026","loans":343,"dollars":89448100,"median_amount":75000,"p25_amount":26150,"p75_amount":203500,"express_share":66.2,"loc_share":53.4,"median_spread_over_prime":2.0,"median_term_months":120,"rank_among_cities_100_plus":36},"rows":[{"band":"$50,000 or less","loans":158},{"band":"$50,001 to $150,000","loans":76},{"band":"$150,001 to $350,000","loans":54},{"band":"$350,001 to $500,000","loans":19},{"band":"$500,001 to $1,000,000","loans":17},{"band":"$1,000,001 to $2,000,000","loans":9},{"band":"Over $2,000,000","loans":10}],"loans_by_fiscal_year":[{"fiscal_year":2020,"loans":93},{"fiscal_year":2021,"loans":66},{"fiscal_year":2022,"loans":90},{"fiscal_year":2023,"loans":82},{"fiscal_year":2024,"loans":118},{"fiscal_year":2025,"loans":150},{"fiscal_year":2026,"loans":75}],"lenders":[{"lender":"ESL Federal Credit Union","loans":110,"window":"recent"},{"lender":"M&T Bank","loans":92,"window":"recent"},{"lender":"Genesee Regional Bank","loans":31,"window":"recent"},{"lender":"Five Star Bank","loans":17,"window":"recent"},{"lender":"The Canandaigua National Bank and Trust Company","loans":16,"window":"recent"}],"industries":[{"industry":"Full-Service Restaurants","loans":26,"window":"recent"},{"industry":"Limited-Service Restaurants","loans":14,"window":"recent"},{"industry":"Beauty Salons","loans":12,"window":"recent"},{"industry":"Residential Remodelers","loans":9,"window":"recent"},{"industry":"All Other Specialty Trade Contractors","loans":7,"window":"recent"}],"certified_development_companies":[{"name":"Monroe County Industrial Development Corporation","loans_504":32},{"name":"Empire State Certified Development Corporation","loans_504":19}]}}