{"citation":"Arizona Financial Credit Union SBA loans. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/arizona-financial-credit-union/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/arizona-financial-credit-union/","title":"Arizona Financial Credit Union SBA loans","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"13 CFR § 120.214(d)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"NCUA credit union call report data (headquarters and website)","url":"https://ncua.gov/analysis/credit-union-corporate-call-report-data"}],"data":{"lender":{"name":"Arizona Financial Credit Union","legal_name":"Arizona Financial Credit Union","type":"credit union","headquarters_city":"Phoenix","headquarters_state":"AZ","fdic_certificate":null,"ncua_charter":68730,"regulator_status":"active","website":"https://www.azfcu.org","rank_by_loans":null,"lenders_ranked":807},"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"loans":133,"dollars_approved":83196900,"median_loan":358000,"loan_25th_percentile":243500,"loan_75th_percentile":700000,"median_term_months":120,"median_starting_rate_pct":9.5,"median_starting_rate_window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"median_spread_over_prime_points":2.0,"sba_express_share_pct":14.3,"line_of_credit_share_pct":12.8,"loans_by_size":{"$50,000 or less":5,"$50,001 to $150,000":18,"$150,001 to $350,000":43,"$350,001 to $500,000":25,"$500,001 to $1,000,000":20,"$1,000,001 to $2,000,000":17,"Over $2,000,000":5},"loans_by_business_age":{"In business more than 2 years":73,"In business 2 years or less":23,"Startup: the loan opens the business":22,"Change of ownership":10,"Not answered":5},"top_states":{"Arizona":126,"Nevada":5},"top_industries":{"Assisted Living Facilities for the Elderly":14,"All Other Specialty Trade Contractors":8,"Full-Service Restaurants":5,"Plumbing, Heating, and Air-Conditioning Contractors":5},"loans_by_fiscal_year":{"2020":39,"2021":32,"2022":22,"2023":19,"2024":8,"2025":6,"2026":7},"charge_offs":{"loans_approved_in":"FY2020 to FY2022","loans":93,"charged_off_pct_of_loans":0.0,"charged_off_pct_of_dollars":0.0},"all_lenders":{"median_loan":200000,"median_spread_over_prime_points":2.6,"sba_express_share_pct":38.5,"line_of_credit_share_pct":27.2,"charged_off_pct_of_loans":3.6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials."}}