{"citation":"BayFirst National Bank SBA loans in Florida. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/bayfirst-national-bank/florida/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/bayfirst-national-bank/florida/","title":"BayFirst National Bank SBA loans in Florida","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"FL","name":"Florida"},"lender":{"name":"BayFirst National Bank","url":"/sba-express-lenders/bayfirst-national-bank/","regulator_status":"active"},"loans":526,"dollars_approved":100899300,"measures":{"share_of_all_loans_pct":{"state":4.116,"national":2.777,"reading":"No clear gap"},"median_loan":{"state":150000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":123500,"p75":150000},"national":{"p25":120000,"p75":150000}},"startup_pct":{"state":2.1,"national":0.7,"reading":"No clear gap"},"new_pct":{"state":null,"national":0.8,"reading":"n/a"},"existing_pct":{"state":91.4,"national":96.4,"reading":"Clearly lower"},"ownership_pct":{"state":5.7,"national":2.0,"reading":"No clear gap"},"express_pct":{"state":null,"national":0.1,"reading":"No clear gap"},"loc_pct":{"state":null,"national":0.1,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":4.75,"national":4.75}},"clear_gaps":["existing"],"top_industries":{"Plumbing, Heating, and Air-Conditioning Contractors":16,"Beauty Salons":15,"All Other Specialty Trade Contractors":14,"Insurance Agencies and Brokerages":14,"Landscaping Services":12},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}