{"citation":"Beacon Bank and Trust SBA loans in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/beacon-bank-and-trust/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/beacon-bank-and-trust/new-jersey/","title":"Beacon Bank and Trust SBA loans in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"lender":{"name":"Beacon Bank and Trust","url":"/sba-express-lenders/beacon-bank-and-trust/","regulator_status":"active"},"loans":131,"dollars_approved":145530700,"measures":{"share_of_all_loans_pct":{"state":1.164,"national":0.446,"reading":"Clearly higher"},"median_loan":{"state":917000,"national":645000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":371500,"p75":1510000},"national":{"p25":200000,"p75":1395000}},"startup_pct":{"state":15.3,"national":11.8,"reading":"No clear gap"},"new_pct":{"state":18.3,"national":16.3,"reading":"No clear gap"},"existing_pct":{"state":32.1,"national":40.9,"reading":"No clear gap"},"ownership_pct":{"state":34.4,"national":30.6,"reading":"No clear gap"},"express_pct":{"state":19.8,"national":35.5,"reading":"Clearly lower"},"loc_pct":{"state":18.3,"national":27.6,"reading":"No clear gap"},"median_term_months":{"state":132,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.5}},"clear_gaps":["express","share"],"top_industries":{"Full-Service Restaurants":24,"Child Care Services":8},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}