{"citation":"Bravera Bank SBA loans in North Dakota. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/bravera-bank/north-dakota/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/bravera-bank/north-dakota/","title":"Bravera Bank SBA loans in North Dakota","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"ND","name":"North Dakota"},"lender":{"name":"Bravera Bank","url":"/sba-express-lenders/bravera-bank/","regulator_status":"active"},"loans":67,"dollars_approved":7284800,"measures":{"share_of_all_loans_pct":{"state":8.713,"national":0.059,"reading":"Clearly higher"},"median_loan":{"state":60000,"national":74950,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":147500},"national":{"p25":25375,"p75":200000}},"startup_pct":{"state":11.9,"national":18.2,"reading":"No clear gap"},"new_pct":{"state":28.4,"national":25.3,"reading":"No clear gap"},"existing_pct":{"state":53.7,"national":50.5,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":5.1,"reading":"n/a"},"express_pct":{"state":98.5,"national":62.6,"reading":"Clearly higher"},"loc_pct":{"state":70.1,"national":42.9,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":1.5,"national":1.5}},"clear_gaps":["express","loc","share"],"top_industries":{"Landscaping Services":8},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}