{"citation":"Capital Bank SBA loans. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/capital-bank/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/capital-bank/","title":"Capital Bank SBA loans","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"13 CFR § 120.214(d)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"FDIC BankFind: institution directory (headquarters and website)","url":"https://banks.data.fdic.gov/bankfind-suite/bankfind"}],"data":{"lender":{"name":"Capital Bank","legal_name":"Capital Bank, National Association","type":"bank","headquarters_city":"Rockville","headquarters_state":"MD","fdic_certificate":35278,"ncua_charter":null,"regulator_status":"active","website":"https://www.capitalbankmd.com","rank_by_loans":109,"lenders_ranked":807},"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"loans":177,"dollars_approved":115582100,"median_loan":350000,"loan_25th_percentile":201000,"loan_75th_percentile":580000,"median_term_months":120,"median_starting_rate_pct":10.25,"median_starting_rate_window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"median_spread_over_prime_points":2.75,"sba_express_share_pct":7.3,"line_of_credit_share_pct":9.6,"loans_by_size":{"$50,000 or less":null,"$50,001 to $150,000":32,"$150,001 to $350,000":65,"$350,001 to $500,000":31,"$500,001 to $1,000,000":22,"$1,000,001 to $2,000,000":12,"Over $2,000,000":13},"loans_by_business_age":{"In business more than 2 years":109,"In business 2 years or less":20,"Startup: the loan opens the business":24,"Change of ownership":24,"Not answered":0},"top_states":{"Maryland":24,"Florida":19,"California":17,"Virginia":16,"Texas":12},"top_industries":{"All Other Professional, Scientific, and Technical Services":12,"Insurance Agencies and Brokerages":11,"Marketing Consulting Services":6,"All Other Amusement and Recreation Industries":5,"Custom Computer Programming Services":5},"loans_by_fiscal_year":{"2020":120,"2021":77,"2022":100,"2023":105,"2024":77,"2025":46,"2026":54},"charge_offs":{"loans_approved_in":"FY2020 to FY2022","loans":297,"charged_off_pct_of_loans":3.7,"charged_off_pct_of_dollars":2.1},"all_lenders":{"median_loan":150300,"median_spread_over_prime_points":2.75,"sba_express_share_pct":35.8,"line_of_credit_share_pct":28.1,"charged_off_pct_of_loans":3.6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials."}}