{"citation":"Capital Bank SBA loans in Maryland. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/capital-bank/maryland/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/capital-bank/maryland/","title":"Capital Bank SBA loans in Maryland","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MD","name":"Maryland"},"lender":{"name":"Capital Bank","url":"/sba-express-lenders/capital-bank/","regulator_status":"active"},"loans":68,"dollars_approved":48296600,"measures":{"share_of_all_loans_pct":{"state":1.201,"national":0.171,"reading":"Clearly higher"},"median_loan":{"state":350000,"national":310000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":172500,"p75":906575},"national":{"p25":177500,"p75":507500}},"startup_pct":{"state":10.3,"national":16.6,"reading":"No clear gap"},"new_pct":{"state":null,"national":14.9,"reading":"n/a"},"existing_pct":{"state":69.1,"national":52.3,"reading":"No clear gap"},"ownership_pct":{"state":16.2,"national":12.8,"reading":"No clear gap"},"express_pct":{"state":33.8,"national":10.5,"reading":"Clearly higher"},"loc_pct":{"state":25.0,"national":7.6,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.75}},"clear_gaps":["express","loc","share"],"top_industries":{"All Other Specialty Trade Contractors":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}