# CDC Small Business Finance SBA loans in Texas **Short answer:** SBA's loan file shows CDC Small Business Finance made 99 SBA loans in Texas since October 2019. 66.7% went to startups, against 47.7% of its loans nationally. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/cdc-small-business-finance/texas/ Data as of: 2026-06-30 This site is not CDC Small Business Finance sbaexpress.loans is not CDC Small Business Finance, and CDC Small Business Finance did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from CDC Small Business Finance. These are the 99 SBA 7(a) loans [CDC Small Business Finance](https://www.sbaexpress.loans/sba-express-lenders/cdc-small-business-finance/) made in [Texas](https://www.sbaexpress.loans/texas-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How CDC Small Business Finance differs in Texas **What this means for you.** If yours is a new business, CDC Small Business Finance funded startups more often here than it did elsewhere. ### Startups 66.7% of the loans in Texas went to startups, where the loan opens the business, against 47.7% of its loans nationally. Startups (the loan opens the business), share of loans, Oct 2019 to Jun 2026 - Texas: 66.7% - All its U.S. loans: 47.7% We compared 5 measures with the national figure for the same period, and this is the one that differs clearly. One more difference is in the table. ## Texas next to the U.S. **Texas compared with all of CDC Small Business Finance's U.S. loans, October 2019 to June 2026** | Measure | Texas | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 0.38% | 0.47% | No clear gap | | Median loan | $125,000 | $146,600 | No clear gap | | Middle half of loans | $51,850 to $180,000 | $81,000 to $220,000 | – | | Startups (the loan opens the business) | 66.7% | 47.7% | Clearly higher | | In business 2 years or less | 10.1% | 8.0% | No clear gap | | In business more than 2 years | 20.2% | 36.5% | Clearly lower | | Change of ownership | Fewer than 5 | 7.5% | n/a | | SBA Express | 0.0% | 0.0% | n/a | | Lines of credit | 0.0% | 0.0% | n/a | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 4 points over Prime | 4 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What CDC Small Business Finance lends to in Texas No single industry reached 5 loans from October 2019 to June 2026, so we do not rank industries here. ## CDC Small Business Finance in other states Other states where these loans differ clearly from the national pattern, most loans first. **CDC Small Business Finance by state** | State | Loans since October 2019 | | --- | --- | | [Florida](https://www.sbaexpress.loans/sba-express-lenders/cdc-small-business-finance/florida/) | 72 | | [Michigan](https://www.sbaexpress.loans/sba-express-lenders/cdc-small-business-finance/michigan/) | 58 | ## Other lenders in Texas Other lenders in Texas with a clear difference from the national pattern, most loans first. **Other lenders in Texas** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/texas/) | 2,265 | | [United Midwest Savings Bank](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/texas/) | 669 | | [PNC Bank](https://www.sbaexpress.loans/sba-express-lenders/pnc-bank/texas/) | 501 | | [Fifth Third Bank](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/texas/) | 500 | | [Bank of America](https://www.sbaexpress.loans/sba-express-lenders/bank-of-america/texas/) | 321 | | [SouthState Bank](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/texas/) | 297 | | [Bank of Hope](https://www.sbaexpress.loans/sba-express-lenders/bank-of-hope/texas/) | 208 | | [Midwest Regional Bank](https://www.sbaexpress.loans/sba-express-lenders/midwest-regional-bank/texas/) | 174 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)