{"citation":"Centerstone SBA Lending SBA loans in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/centerstone-sba-lending/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/centerstone-sba-lending/california/","title":"Centerstone SBA Lending SBA loans in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"lender":{"name":"Centerstone SBA Lending","url":"/sba-express-lenders/centerstone-sba-lending/","regulator_status":null},"loans":38,"dollars_approved":39069000,"measures":{"share_of_all_loans_pct":{"state":0.195,"national":0.123,"reading":"No clear gap"},"median_loan":{"state":646500,"national":870000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":460000,"p75":1257750},"national":{"p25":509500,"p75":1635000}},"startup_pct":{"state":null,"national":13.6,"reading":"n/a"},"new_pct":{"state":0.0,"national":3.5,"reading":"No clear gap"},"existing_pct":{"state":71.1,"national":35.2,"reading":"Clearly higher"},"ownership_pct":{"state":21.1,"national":47.7,"reading":"Clearly lower"},"express_pct":{"state":0.0,"national":0.0,"reading":"n/a"},"loc_pct":{"state":0.0,"national":0.0,"reading":"n/a"},"median_term_months":{"state":120,"national":168},"median_spread_over_prime_points":{"state":2.38,"national":2.0}},"clear_gaps":["existing"],"top_industries":{},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}