{"citation":"Centerstone SBA Lending SBA loans. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/centerstone-sba-lending/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/centerstone-sba-lending/","title":"Centerstone SBA Lending SBA loans","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"13 CFR § 120.214(d)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"}],"data":{"lender":{"name":"Centerstone SBA Lending","legal_name":"Centerstone SBA Lending, Inc.","type":"non-bank lender","headquarters_city":"Los Angeles","headquarters_state":"CA","fdic_certificate":null,"ncua_charter":null,"regulator_status":null,"website":null,"rank_by_loans":98,"lenders_ranked":807},"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"loans":199,"dollars_approved":257757000,"median_loan":870000,"loan_25th_percentile":509500,"loan_75th_percentile":1635000,"median_term_months":168,"median_starting_rate_pct":9.5,"median_starting_rate_window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"median_spread_over_prime_points":2.0,"sba_express_share_pct":0.0,"line_of_credit_share_pct":0.0,"loans_by_size":{"$50,000 or less":0,"$50,001 to $150,000":null,"$150,001 to $350,000":25,"$350,001 to $500,000":21,"$500,001 to $1,000,000":63,"$1,000,001 to $2,000,000":48,"Over $2,000,000":39},"loans_by_business_age":{"In business more than 2 years":70,"In business 2 years or less":7,"Startup: the loan opens the business":27,"Change of ownership":95,"Not answered":0},"top_states":{"California":38,"Illinois":27,"Georgia":12,"Colorado":11,"Texas":10},"top_industries":{"Hotels (except Casino Hotels) and Motels":44,"Limited-Service Restaurants":19,"Full-Service Restaurants":17,"Beer, Wine, and Liquor Retailers":16,"Couriers and Express Delivery Services":12},"loans_by_fiscal_year":{"2020":16,"2021":63,"2022":36,"2023":36,"2024":52,"2025":102,"2026":45},"charge_offs":{"loans_approved_in":"FY2020 to FY2022","loans":115,"charged_off_pct_of_loans":null,"charged_off_pct_of_dollars":null},"all_lenders":{"median_loan":150300,"median_spread_over_prime_points":2.75,"sba_express_share_pct":35.8,"line_of_credit_share_pct":28.1,"charged_off_pct_of_loans":3.6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials."}}