{"citation":"Citizens Bank (Elizabethton, TN) SBA loans in Utah. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/citizens-bank-tn/utah/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/citizens-bank-tn/utah/","title":"Citizens Bank (Elizabethton, TN) SBA loans in Utah","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"UT","name":"Utah"},"lender":{"name":"Citizens Bank (Elizabethton, TN)","url":"/sba-express-lenders/citizens-bank-tn/","regulator_status":"active"},"loans":58,"dollars_approved":43253600,"measures":{"share_of_all_loans_pct":{"state":0.985,"national":0.462,"reading":"Clearly higher"},"median_loan":{"state":500000,"national":496200,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":349175,"p75":892500},"national":{"p25":350000,"p75":749975}},"startup_pct":{"state":41.4,"national":52.4,"reading":"No clear gap"},"new_pct":{"state":12.1,"national":16.8,"reading":"No clear gap"},"existing_pct":{"state":34.5,"national":16.4,"reading":"Clearly higher"},"ownership_pct":{"state":10.3,"national":13.5,"reading":"No clear gap"},"express_pct":{"state":0.0,"national":null,"reading":"No clear gap"},"loc_pct":{"state":0.0,"national":null,"reading":"No clear gap"},"median_term_months":{"state":124.5,"national":124},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["existing","share"],"top_industries":{"Fitness and Recreational Sports Centers":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}