{"citation":"Climate First Bank SBA loans in Florida. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/climate-first-bank/florida/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/climate-first-bank/florida/","title":"Climate First Bank SBA loans in Florida","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"FL","name":"Florida"},"lender":{"name":"Climate First Bank","url":"/sba-express-lenders/climate-first-bank/","regulator_status":"active"},"loans":77,"dollars_approved":80019200,"measures":{"share_of_all_loans_pct":{"state":0.603,"national":0.134,"reading":"Clearly higher"},"median_loan":{"state":650000,"national":725000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":377500,"p75":1245000},"national":{"p25":503000,"p75":1418000}},"startup_pct":{"state":24.7,"national":43.3,"reading":"Clearly lower"},"new_pct":{"state":28.6,"national":23.0,"reading":"No clear gap"},"existing_pct":{"state":33.8,"national":22.1,"reading":"No clear gap"},"ownership_pct":{"state":11.7,"national":11.1,"reading":"No clear gap"},"express_pct":{"state":14.3,"national":9.7,"reading":"No clear gap"},"loc_pct":{"state":14.3,"national":9.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":123},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["startup","share"],"top_industries":{"Plumbing, Heating, and Air-Conditioning Contractors":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}