# Colorado Enterprise Fund SBA loans

**Short answer:** Colorado Enterprise Fund made 98 SBA loans from October 2023 to June 2026. 64.3% of them went to startups, against 16.1% for all lenders, per SBA's loan file.

Canonical page: https://www.sbaexpress.loans/sba-express-lenders/colorado-enterprise-fund/
Data as of: 2026-06-30

This site is not Colorado Enterprise Fund

sbaexpress.loans is not Colorado Enterprise Fund, and Colorado Enterprise Fund did not provide, review or pay for this page. Janover Capital LLC runs this site. The loan figures here come from SBA's public 7(a) loan file, not from Colorado Enterprise Fund.

## Loan sizes

$110,000: 25th percentile

$150,000: Median loan

$200,000: 75th percentile

87 months: Median term

The median loan Colorado Enterprise Fund approved from October 2023 to June 2026 was $150,000. A quarter of its loans were smaller than $110,000 and a quarter were larger than $200,000. For all lenders the median was $150,300. Its median loan is close to the all-lender median. The average loan was $171,103.

Share of loans by size, October 2023 to June 2026

- $50,000 or less: 0.0%
- $50,001 to $150,000: 59.2%
- $150,001 to $350,000: 40.8%
- $350,001 to $500,000: 0.0%
- $500,001 to $1,000,000: 0.0%
- $1,000,001 to $2,000,000: 0.0%
- Over $2,000,000: 0.0%

Shares are of all 98 loans. Fewer than 5 marks a band whose count we do not publish.

## Age of the businesses it lends to

The largest group was startups, at 64.3% of this lender's loans, against 16.1% for all lenders.

Share of loans by age of the business, October 2023 to June 2026

- In business more than 2 years: 23.5%
- In business 2 years or less: 7.1%
- Startup (the loan opens the business): 64.3%
- Change of ownership: 5.1%

Fewer than 5 marks a group whose count we do not publish.

## SBA Express and lines of credit

None of this lender's loans went through SBA Express, and none were lines of credit. For all lenders the shares were 35.8% and 28.1%.

**SBA Express and line-of-credit share, October 2023 to June 2026**

| Share of loans | Colorado Enterprise Fund | All lenders |
| --- | --- | --- |
| Through SBA Express | 0.0% | 35.8% |
| Lines of credit | 0.0% | 28.1% |

A line of credit lets a business draw money, repay it and draw again. SBA's file flags these loans as revolving.

What SBA Express means

An SBA Express loan can be up to $500,000. On these loans, the lender makes the credit decision without prior SBA review.

Source: SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126); SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127).

## Where it lends

All 98 of this lender's loans went to businesses in Colorado. State is where the business is, not where the lender is based.

**Top states, October 2023 to June 2026**

| State | Loans | Share of its loans |
| --- | --- | --- |
| Colorado | 98 | 100.0% |

## What it lends to

Full-Service Restaurants had the most loans: 7 of 98. The table lists industries with 5 or more loans, at most five.

**Top industries, October 2023 to June 2026**

| Industry | Loans | Share of its loans |
| --- | --- | --- |
| [Full-Service Restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/) | 7 | 7.1% |

Industry is the NAICS code recorded on each loan.

## About the lender

- **Type:** Non-bank lender
- **Location:** Denver, CO (address printed on its SBA loans, which can be a loan center rather than headquarters)
- **Official website:** not on file. Non-bank lenders are not in the FDIC or NCUA directories.

This page describes loans SBA approved. It does not show denied applications, today's rates, fees or credit standards. It is not an offer from Colorado Enterprise Fund. To ask Colorado Enterprise Fund about a loan, contact it directly.

## Starting rates and spread over Prime

The median starting rate on this lender's loans approved from October 2023 to June 2026 was 9.99%. For all lenders it was 10.25%.

The starting rate follows Prime on the day a loan was approved. The spread over Prime is the steadier way to compare lenders and years. Spread is measured on variable-rate loans only.

SBA's ceiling on variable rates

For variable-rate loans, SBA caps the rate at Prime plus 3.0 to 6.5 percentage points, depending on loan size. Today's ceilings by loan size are on the [rates page](https://www.sbaexpress.loans/rates/).

Source: 13 CFR § 120.214(d).

## Loans by year

From FY2024 to FY2025, the number of loans rose 16% (38 to 44). Across all lenders it rose 2.4%.

SBA loans approved by fiscal year

- FY2020: 0
- FY2021: Fewer than 5
- FY2022: Fewer than 5
- FY2023: 7
- FY2024: 38
- FY2025: 44
- FY2026 (through June 30): 16

SBA's fiscal year runs October 1 to September 30. FY2026 covers October 1, 2025 to June 30, 2026 only. Fewer than 5 marks a year whose count we do not publish.

## Charge-offs

Colorado Enterprise Fund made no loans from October 2019 to September 2022, the period the charge-off rate covers. There is no rate to show.

How charge-offs are counted

We count only loans approved October 1, 2019 to September 30, 2022 (FY2020 to FY2022). Newer loans have not had time to go bad. A charge-off means the lender wrote the loan off as a loss. The rate by loans is charged-off loans divided by approved loans. The rate by dollars is the charged-off balance divided by approved dollars. Both run through June 30, 2026.

The two rates can differ widely for a lender that writes many small loans. A small loan adds one to the count but little to the dollars.

SBA's file covers approved loans only. This says nothing about how often applications are approved.

## Lenders with a similar number of loans

These five lenders are the nearest to Colorado Enterprise Fund by number of SBA loans. Their pages show the same figures, so you can compare loan sizes and loan types. It ranks 183rd of 807 lenders by loans approved from October 2023 to June 2026.

**Lenders closest to Colorado Enterprise Fund by loans, October 2023 to June 2026**

| Lender | Loans | Median loan | Express | Lines of credit | Charge-offs |
| --- | --- | --- | --- | --- | --- |
| [Evolve Bank and Trust](https://www.sbaexpress.loans/sba-express-lenders/evolve-bank-and-trust/) | 99 | $719,000 | 0.0% | 0.0% | Fewer than 5 |
| [MidFirst Bank](https://www.sbaexpress.loans/sba-express-lenders/midfirst-bank/) | 99 | $1,142,500 | 0.0% | 0.0% | 4.8% |
| **Colorado Enterprise Fund** | 98 | $150,000 | 0.0% | 0.0% | n/a |
| [Meredith Village Savings Bank](https://www.sbaexpress.loans/sba-express-lenders/meredith-village-savings-bank/) | 98 | $54,500 | 87.8% | 59.2% | 0.0% |
| [Harborstone CU](https://www.sbaexpress.loans/sba-express-lenders/harborstone-cu/) | 97 | $367,400 | 32.0% | 27.8% | Fewer than 5 |
| [Seacoast National Bank](https://www.sbaexpress.loans/sba-express-lenders/seacoast-national-bank/) | 97 | $1,050,000 | Fewer than 5 | Fewer than 5 | 5.0% |

Express and lines of credit are shares of loans. Charge-offs are the share of loans approved October 2019 to September 2022 that had been charged off by June 30, 2026. Fewer than 5 marks a share that would stand for 1 to 4 loans, which we do not publish.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Recent loans were approved October 1, 2023 to June 30, 2026. The full file starts October 1, 2019. SBA's fiscal year runs October 1 to September 30. Express counts SBA Express and Export Express loans. Spread over Prime is measured on variable-rate loans. [How we build these pages](https://www.sbaexpress.loans/method/).

## Sources

- [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)
- [13 CFR § 120.214(d)](https://www.ecfr.gov/current/title-13/section-120.214)
- [SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)