# Enterprise Bank & Trust SBA loans in California **Short answer:** SBA's loan file shows Enterprise Bank & Trust made 89 SBA loans in California since October 2023. 7.9% went to businesses two years old or younger, against 20.7% of its loans nationally. The lender made 0.46% of California's SBA loans, against 0.24% of loans nationwide. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/enterprise-bank-and-trust/california/ Data as of: 2026-06-30 This site is not Enterprise Bank & Trust sbaexpress.loans is not Enterprise Bank & Trust, and Enterprise Bank & Trust did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Enterprise Bank & Trust. These are the 89 SBA 7(a) loans [Enterprise Bank & Trust](https://www.sbaexpress.loans/sba-express-lenders/enterprise-bank-and-trust/) made in [California](https://www.sbaexpress.loans/california-small-business-loans/) approved October 2023 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. ## How Enterprise Bank & Trust differs in California **What this means for you.** If yours is a new business, Enterprise Bank & Trust funded businesses two years old or younger less often here than it did elsewhere, so ask early whether a lender funds new businesses. ### Businesses two years old or younger 7.9% of the loans in California went to businesses two years old or younger, against 20.7% of its loans nationally. In business 2 years or less, share of loans, Oct 2023 to Jun 2026 - California: 7.9% - All its U.S. loans: 20.7% ### Share of the state's loans Enterprise Bank & Trust made 0.46% of the SBA loans approved in California since October 2023, against 0.24% of loans nationwide. Its share here is 1.9 times its national share. Share of all SBA loans, Oct 2023 to Jun 2026 - California: 0.46% - All its U.S. loans: 0.24% We compared 8 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure. ## California next to the U.S. **California compared with all of Enterprise Bank & Trust's U.S. loans, October 2023 to June 2026** | Measure | California | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 0.46% | 0.24% | Clearly higher | | Median loan | $1,206,700 | $1,109,000 | No clear gap | | Middle half of loans | $620,500 to $2,117,000 | $590,100 to $2,139,400 | – | | Startups (the loan opens the business) | 10.1% | 8.4% | No clear gap | | In business 2 years or less | 7.9% | 20.7% | Clearly lower | | In business more than 2 years | 82.0% | 70.1% | No clear gap | | Change of ownership | 0.0% | Fewer than 5 | n/a | | SBA Express | 0.0% | 3.1% | No clear gap | | Lines of credit | 0.0% | 3.6% | No clear gap | | Median term | 25 years | 25 years | – | | Median spread over Prime at approval | 1.25 points over Prime | 1 point over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What Enterprise Bank & Trust lends to in California The 3 industries below account for 16 of the 89 loans approved October 2023 to June 2026, or 18.0%. An industry is listed when it has 5 or more of them, five at most. **Top industries in California** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Automotive Body, Paint, and Interior Repair and Maintenance](https://www.sbaexpress.loans/industries/automotive-body-paint-interior-repair-maintenance/) | 6 | 6.7% | Not in top 5 | | [Full-Service Restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/) | 5 | 5.6% | 5.9% | | [General Automotive Repair](https://www.sbaexpress.loans/industries/general-automotive-repair/) | 5 | 5.6% | 3.8% | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## Other lenders in California Other lenders in California with a clear difference from the national pattern, most loans first. **Other lenders in California** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/california/) | 1,484 | | [Northeast Bank (Portland, ME)](https://www.sbaexpress.loans/sba-express-lenders/northeast-bank/california/) | 1,093 | | [Bank of Hope](https://www.sbaexpress.loans/sba-express-lenders/bank-of-hope/california/) | 910 | | [Bank of America](https://www.sbaexpress.loans/sba-express-lenders/bank-of-america/california/) | 866 | | [Harvest Small Business Finance, LLC](https://www.sbaexpress.loans/sba-express-lenders/harvest-small-business-finance-llc/california/) | 852 | | [East West Bank](https://www.sbaexpress.loans/sba-express-lenders/east-west-bank/california/) | 527 | | [Zions Bank](https://www.sbaexpress.loans/sba-express-lenders/zions-bank/california/) | 519 | | [Columbia Bank (Roseburg, OR)](https://www.sbaexpress.loans/sba-express-lenders/columbia-bank/california/) | 515 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2023 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)