# Fifth Third Bank SBA loans in Florida **Short answer:** SBA's loan file shows Fifth Third Bank made 247 SBA loans in Florida since October 2019. 23.9% went to startups, against 11.7% of its loans nationally. 40.9% were lines of credit, against 56.8% of its loans nationally. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/florida/ Data as of: 2026-06-30 This site is not Fifth Third Bank sbaexpress.loans is not Fifth Third Bank, and Fifth Third Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Fifth Third Bank. These are the 247 SBA 7(a) loans [Fifth Third Bank](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/) made in [Florida](https://www.sbaexpress.loans/florida-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How Fifth Third Bank differs in Florida **What this means for you.** If yours is a new business, Fifth Third Bank funded startups more often here than it did elsewhere. ### Startups 23.9% of the loans in Florida went to startups, where the loan opens the business, against 11.7% of its loans nationally. Startups (the loan opens the business), share of loans, Oct 2019 to Jun 2026 - Florida: 23.9% - All its U.S. loans: 11.7% ### Lines of credit 40.9% of the loans in Florida were lines of credit, against 56.8% of its loans nationally. Lines of credit, share of loans, Oct 2019 to Jun 2026 - Florida: 40.9% - All its U.S. loans: 56.8% We compared 9 measures with the national figure for the same period, and these are the 2 that differ clearly. One more difference is in the table. ## Florida next to the U.S. **Florida compared with all of Fifth Third Bank's U.S. loans, October 2019 to June 2026** | Measure | Florida | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 1.0% | 0.76% | No clear gap | | Median loan | $220,000 | $200,000 | No clear gap | | Middle half of loans | $100,000 to $748,100 | $100,000 to $540,000 | – | | Startups (the loan opens the business) | 23.9% | 11.7% | Clearly higher | | In business 2 years or less | 12.6% | 10.2% | No clear gap | | In business more than 2 years | 53.8% | 67.3% | Clearly lower | | Change of ownership | 8.5% | 8.6% | No clear gap | | SBA Express | 63.6% | 72.1% | No clear gap | | Lines of credit | 40.9% | 56.8% | Clearly lower | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2.5 points over Prime | 1.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What Fifth Third Bank lends to in Florida The 5 industries below account for 59 of the 247 loans approved October 2019 to June 2026, or 23.9%. An industry is listed when it has 5 or more of them, five at most. **Top industries in Florida** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Full-Service Restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/) | 19 | 7.7% | 4.8% | | [Limited-Service Restaurants](https://www.sbaexpress.loans/industries/limited-service-restaurants/) | 11 | 4.5% | 3.0% | | [Offices of Dentists](https://www.sbaexpress.loans/industries/offices-of-dentists/) | 11 | 4.5% | 3.3% | | [Fitness and Recreational Sports Centers](https://www.sbaexpress.loans/industries/fitness-recreational-sports-centers/) | 9 | 3.6% | Not in top 5 | | [Plumbing, Heating, and Air-Conditioning Contractors](https://www.sbaexpress.loans/industries/plumbing-heating-air-conditioning-contractors/) | 9 | 3.6% | 2.2% | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## Fifth Third Bank in other states Other states where these loans differ clearly from the national pattern, most loans first. **Fifth Third Bank by state** | State | Loans since October 2019 | | --- | --- | | [Texas](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/texas/) | 500 | | [California](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/california/) | 409 | | [Ohio](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/ohio/) | 227 | | [Illinois](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/illinois/) | 172 | | [Arizona](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/arizona/) | 69 | ## Other lenders in Florida Other lenders in Florida with a clear difference from the national pattern, most loans first. **Other lenders in Florida** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/florida/) | 1,716 | | [Wells Fargo Bank](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/florida/) | 1,321 | | [BayFirst National Bank](https://www.sbaexpress.loans/sba-express-lenders/bayfirst-national-bank/florida/) | 1,106 | | [SouthState Bank](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/florida/) | 593 | | [Celtic Bank](https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/florida/) | 420 | | [First Bank of the Lake](https://www.sbaexpress.loans/sba-express-lenders/first-bank-of-the-lake/florida/) | 241 | | [Beacon Bank and Trust](https://www.sbaexpress.loans/sba-express-lenders/beacon-bank-and-trust/florida/) | 170 | | [Banesco USA](https://www.sbaexpress.loans/sba-express-lenders/banesco-usa/florida/) | 164 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)