{"citation":"First Bank of the Lake SBA loans in Florida. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/first-bank-of-the-lake/florida/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/first-bank-of-the-lake/florida/","title":"First Bank of the Lake SBA loans in Florida","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"FL","name":"Florida"},"lender":{"name":"First Bank of the Lake","url":"/sba-express-lenders/first-bank-of-the-lake/","regulator_status":"active"},"loans":162,"dollars_approved":116029200,"measures":{"share_of_all_loans_pct":{"state":1.268,"national":0.889,"reading":"No clear gap"},"median_loan":{"state":349000,"national":314000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":196250,"p75":587675},"national":{"p25":150000,"p75":583650}},"startup_pct":{"state":59.9,"national":59.5,"reading":"No clear gap"},"new_pct":{"state":12.3,"national":7.8,"reading":"No clear gap"},"existing_pct":{"state":21.6,"national":28.2,"reading":"No clear gap"},"ownership_pct":{"state":6.2,"national":4.5,"reading":"No clear gap"},"express_pct":{"state":11.1,"national":4.4,"reading":"Clearly higher"},"loc_pct":{"state":10.5,"national":4.3,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.75}},"clear_gaps":["express"],"top_industries":{"Snack and Nonalcoholic Beverage Bars":13,"Fitness and Recreational Sports Centers":12,"Other Services to Buildings and Dwellings":7,"Residential Remodelers":7,"All Other Specialty Trade Contractors":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}