{"citation":"First Bank of the Lake SBA loans in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/first-bank-of-the-lake/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/first-bank-of-the-lake/new-york/","title":"First Bank of the Lake SBA loans in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"lender":{"name":"First Bank of the Lake","url":"/sba-express-lenders/first-bank-of-the-lake/","regulator_status":"active"},"loans":61,"dollars_approved":53354300,"measures":{"share_of_all_loans_pct":{"state":0.568,"national":0.889,"reading":"Clearly lower"},"median_loan":{"state":314600,"national":314000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":807900},"national":{"p25":150000,"p75":583650}},"startup_pct":{"state":34.4,"national":59.5,"reading":"Clearly lower"},"new_pct":{"state":8.2,"national":7.8,"reading":"No clear gap"},"existing_pct":{"state":55.7,"national":28.2,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":4.5,"reading":"n/a"},"express_pct":{"state":null,"national":4.4,"reading":"No clear gap"},"loc_pct":{"state":null,"national":4.3,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["existing","share"],"top_industries":{"Fitness and Recreational Sports Centers":8,"Snack and Nonalcoholic Beverage Bars":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}