{"citation":"First Commonwealth Bank SBA loans in Pennsylvania. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/first-commonwealth-bank/pennsylvania/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/first-commonwealth-bank/pennsylvania/","title":"First Commonwealth Bank SBA loans in Pennsylvania","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"PA","name":"Pennsylvania"},"lender":{"name":"First Commonwealth Bank","url":"/sba-express-lenders/first-commonwealth-bank/","regulator_status":"active"},"loans":131,"dollars_approved":93126600,"measures":{"share_of_all_loans_pct":{"state":2.331,"national":0.264,"reading":"Clearly higher"},"median_loan":{"state":445000,"national":370000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":184750,"p75":885350},"national":{"p25":200000,"p75":775000}},"startup_pct":{"state":36.6,"national":52.7,"reading":"Clearly lower"},"new_pct":{"state":4.6,"national":6.8,"reading":"No clear gap"},"existing_pct":{"state":42.0,"national":29.4,"reading":"No clear gap"},"ownership_pct":{"state":16.8,"national":11.2,"reading":"No clear gap"},"express_pct":{"state":21.4,"national":15.4,"reading":"No clear gap"},"loc_pct":{"state":24.4,"national":16.3,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.5}},"clear_gaps":["startup","share"],"top_industries":{"All Other Specialty Trade Contractors":5,"Full-Service Restaurants":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}