{"citation":"First Financial Bank (El Dorado, AR) SBA loans in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/first-financial-bank-ar/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/first-financial-bank-ar/north-carolina/","title":"First Financial Bank (El Dorado, AR) SBA loans in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"lender":{"name":"First Financial Bank (El Dorado, AR)","url":"/sba-express-lenders/first-financial-bank-ar/","regulator_status":"active"},"loans":63,"dollars_approved":58736300,"measures":{"share_of_all_loans_pct":{"state":0.813,"national":0.215,"reading":"Clearly higher"},"median_loan":{"state":732000,"national":899500,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":146500,"p75":1145000},"national":{"p25":402000,"p75":1550000}},"startup_pct":{"state":12.7,"national":21.5,"reading":"No clear gap"},"new_pct":{"state":null,"national":7.0,"reading":"n/a"},"existing_pct":{"state":34.9,"national":31.3,"reading":"No clear gap"},"ownership_pct":{"state":44.4,"national":39.3,"reading":"No clear gap"},"express_pct":{"state":23.8,"national":6.9,"reading":"Clearly higher"},"loc_pct":{"state":0.0,"national":null,"reading":"No clear gap"},"median_term_months":{"state":144,"national":168},"median_spread_over_prime_points":{"state":0.57,"national":1.75}},"clear_gaps":["express","share"],"top_industries":{"Broilers and Other Meat Type Chicken Production":43,"Pet Care (except Veterinary) Services":10,"Other Poultry Production":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}