{"citation":"Golden Bank SBA loans in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/golden-bank/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/golden-bank/california/","title":"Golden Bank SBA loans in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"lender":{"name":"Golden Bank","url":"/sba-express-lenders/golden-bank/","regulator_status":"active"},"loans":52,"dollars_approved":68163400,"measures":{"share_of_all_loans_pct":{"state":0.134,"national":0.036,"reading":"Clearly higher"},"median_loan":{"state":792500,"national":860000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":317250,"p75":1490250},"national":{"p25":427500,"p75":1825000}},"startup_pct":{"state":null,"national":12.4,"reading":"n/a"},"new_pct":{"state":13.5,"national":28.9,"reading":"No clear gap"},"existing_pct":{"state":82.7,"national":54.5,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":null,"reading":"n/a"},"express_pct":{"state":0.0,"national":0.0,"reading":"n/a"},"loc_pct":{"state":null,"national":null,"reading":"No clear gap"},"median_term_months":{"state":239.5,"national":300},"median_spread_over_prime_points":{"state":1.62,"national":1.5}},"clear_gaps":["existing","share"],"top_industries":{"Limited-Service Restaurants":7,"Coin-Operated Laundries and Drycleaners":6,"Full-Service Restaurants":5,"Supermarkets and Other Grocery Retailers (except Convenience Retailers)":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}