# JPMorgan Chase Bank SBA loans in Washington **Short answer:** SBA's loan file shows JPMorgan Chase Bank made 185 SBA loans in Washington since October 2019. 60.5% were lines of credit, against 73.7% of its loans nationally. 82.2% went through SBA Express, against 90.0% of its loans nationally. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/washington/ Data as of: 2026-06-30 This site is not JPMorgan Chase Bank sbaexpress.loans is not JPMorgan Chase Bank, and JPMorgan Chase Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from JPMorgan Chase Bank. These are the 185 SBA 7(a) loans [JPMorgan Chase Bank](https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/) made in [Washington](https://www.sbaexpress.loans/washington-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How JPMorgan Chase Bank differs in Washington **What this means for you.** Lines of credit were less common here than elsewhere. ### Lines of credit 60.5% of the loans in Washington were lines of credit, against 73.7% of its loans nationally. Lines of credit, share of loans, Oct 2019 to Jun 2026 - Washington: 60.5% - All its U.S. loans: 73.7% ### SBA Express 82.2% of the loans in Washington went through SBA Express, against 90.0% of its loans nationally. SBA Express, share of loans, Oct 2019 to Jun 2026 - Washington: 82.2% - All its U.S. loans: 90.0% We compared 9 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure. ## Washington next to the U.S. **Washington compared with all of JPMorgan Chase Bank's U.S. loans, October 2019 to June 2026** | Measure | Washington | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 1.9% | 2.4% | No clear gap | | Median loan | $200,000 | $185,000 | No clear gap | | Middle half of loans | $80,000 to $325,000 | $85,000 to $300,000 | – | | Startups (the loan opens the business) | 2.7% | 1.3% | No clear gap | | In business 2 years or less | 9.7% | 6.6% | No clear gap | | In business more than 2 years | 84.9% | 90.5% | No clear gap | | Change of ownership | 0.0% | 0.2% | No clear gap | | SBA Express | 82.2% | 90.0% | Clearly lower | | Lines of credit | 60.5% | 73.7% | Clearly lower | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2.9 points over Prime | 3.5 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What JPMorgan Chase Bank lends to in Washington The 3 industries below account for 28 of the 185 loans approved October 2019 to June 2026, or 15.1%. An industry is listed when it has 5 or more of them, five at most. **Top industries in Washington** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Residential Remodelers](https://www.sbaexpress.loans/industries/residential-remodelers/) | 14 | 7.6% | 3.9% | | [Offices of Lawyers](https://www.sbaexpress.loans/industries/offices-of-lawyers/) | 8 | 4.3% | Not in top 5 | | [Full-Service Restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/) | 6 | 3.2% | 2.4% | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## JPMorgan Chase Bank in other states Other states where these loans differ clearly from the national pattern, most loans first. **JPMorgan Chase Bank by state** | State | Loans since October 2019 | | --- | --- | | [New York](https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/new-york/) | 1,403 | | [Arizona](https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/arizona/) | 285 | ## Other lenders in Washington Other lenders in Washington with a clear difference from the national pattern, most loans first. **Other lenders in Washington** | Lender | Loans since October 2019 | | --- | --- | | [KeyBank](https://www.sbaexpress.loans/sba-express-lenders/keybank/washington/) | 773 | | [Readycap Lending, LLC](https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/washington/) | 303 | | [Wells Fargo Bank](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/washington/) | 254 | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/washington/) | 220 | | [Celtic Bank](https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/washington/) | 147 | | [Hanmi Bank](https://www.sbaexpress.loans/sba-express-lenders/hanmi-bank/washington/) | 136 | | [GBC International Bank](https://www.sbaexpress.loans/sba-express-lenders/gbc-international-bank/washington/) | 95 | | [Bank of Hope](https://www.sbaexpress.loans/sba-express-lenders/bank-of-hope/washington/) | 81 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)