{"citation":"KeyBank SBA loans in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/keybank/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/keybank/new-york/","title":"KeyBank SBA loans in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"lender":{"name":"KeyBank","url":"/sba-express-lenders/keybank/","regulator_status":"active"},"loans":816,"dollars_approved":211518400,"measures":{"share_of_all_loans_pct":{"state":3.958,"national":1.331,"reading":"Clearly higher"},"median_loan":{"state":50000,"national":100000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":25000,"p75":250000},"national":{"p25":30000,"p75":454000}},"startup_pct":{"state":19.6,"national":25.5,"reading":"No clear gap"},"new_pct":{"state":47.4,"national":40.3,"reading":"No clear gap"},"existing_pct":{"state":30.6,"national":31.1,"reading":"No clear gap"},"ownership_pct":{"state":1.1,"national":2.3,"reading":"No clear gap"},"express_pct":{"state":79.5,"national":67.5,"reading":"Clearly higher"},"loc_pct":{"state":65.0,"national":53.7,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.99,"national":2.5}},"clear_gaps":["express","size","loc","share"],"top_industries":{"Full-Service Restaurants":60,"Landscaping Services":28,"Residential Remodelers":28,"Limited-Service Restaurants":26,"All Other Specialty Trade Contractors":23},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}