# Live Oak Banking Company SBA loans in Wisconsin **Short answer:** SBA's loan file shows Live Oak Banking Company made 107 SBA loans in Wisconsin since October 2019. 60.7% financed a change of ownership, against 41.6% of its loans nationally. The lender made 1.7% of Wisconsin's SBA loans, against 2.9% of loans nationwide. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/wisconsin/ Data as of: 2026-06-30 This site is not Live Oak Banking Company sbaexpress.loans is not Live Oak Banking Company, and Live Oak Banking Company did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Live Oak Banking Company. These are the 107 SBA 7(a) loans [Live Oak Banking Company](https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/) made in [Wisconsin](https://www.sbaexpress.loans/wisconsin-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How Live Oak Banking Company differs in Wisconsin **What this means for you.** If you are buying a business, purchases were a bigger share of these loans here than elsewhere. ### Change of ownership 60.7% of the loans in Wisconsin financed a change of ownership, against 41.6% of its loans nationally. Change of ownership, share of loans, Oct 2019 to Jun 2026 - Wisconsin: 60.7% - All its U.S. loans: 41.6% ### Share of the state's loans Live Oak Banking Company made 1.7% of the SBA loans approved in Wisconsin since October 2019, against 2.9% of loans nationwide. Its share here is 59% of its national share. Share of all SBA loans, Oct 2019 to Jun 2026 - Wisconsin: 1.7% - All its U.S. loans: 2.9% We compared 8 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure. ## Wisconsin next to the U.S. **Wisconsin compared with all of Live Oak Banking Company's U.S. loans, October 2019 to June 2026** | Measure | Wisconsin | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 1.7% | 2.9% | Clearly lower | | Median loan | $725,000 | $785,000 | No clear gap | | Middle half of loans | $350,000 to $1,720,000 | $350,000 to $1,950,000 | – | | Startups (the loan opens the business) | 8.4% | 16.3% | No clear gap | | In business 2 years or less | Fewer than 5 | 6.0% | n/a | | In business more than 2 years | 28.0% | 35.9% | No clear gap | | Change of ownership | 60.7% | 41.6% | Clearly higher | | SBA Express | 23.4% | 14.7% | No clear gap | | Lines of credit | 21.5% | 13.9% | No clear gap | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2 points over Prime | 2 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What Live Oak Banking Company lends to in Wisconsin The 5 industries below account for 33 of the 107 loans approved October 2019 to June 2026, or 30.8%. An industry is listed when it has 5 or more of them, five at most. **Top industries in Wisconsin** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [General Automotive Repair](https://www.sbaexpress.loans/industries/general-automotive-repair/) | 7 | 6.5% | Not in top 5 | | [Home Health Care Services](https://www.sbaexpress.loans/industries/home-health-care-services/) | 7 | 6.5% | Not in top 5 | | [Plumbing, Heating, and Air-Conditioning Contractors](https://www.sbaexpress.loans/industries/plumbing-heating-air-conditioning-contractors/) | 7 | 6.5% | Not in top 5 | | [Offices of Dentists](https://www.sbaexpress.loans/industries/offices-of-dentists/) | 6 | 5.6% | 6.7% | | [Pet Care (except Veterinary) Services](https://www.sbaexpress.loans/industries/pet-care-services/) | 6 | 5.6% | Not in top 5 | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## Live Oak Banking Company in other states Other states where these loans differ clearly from the national pattern, most loans first. **Live Oak Banking Company by state** | State | Loans since October 2019 | | --- | --- | | [Illinois](https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/illinois/) | 252 | | [Tennessee](https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/tennessee/) | 148 | | [Missouri](https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/missouri/) | 139 | ## Other lenders in Wisconsin Other lenders in Wisconsin with a clear difference from the national pattern, most loans first. **Other lenders in Wisconsin** | Lender | Loans since October 2019 | | --- | --- | | [U.S. Bank](https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/wisconsin/) | 520 | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/wisconsin/) | 307 | | [Hiawatha National Bank](https://www.sbaexpress.loans/sba-express-lenders/hiawatha-national-bank/wisconsin/) | 210 | | [Old National Bank](https://www.sbaexpress.loans/sba-express-lenders/old-national-bank/wisconsin/) | 193 | | [Associated Bank](https://www.sbaexpress.loans/sba-express-lenders/associated-bank/wisconsin/) | 159 | | [Bank Five Nine](https://www.sbaexpress.loans/sba-express-lenders/bank-five-nine/wisconsin/) | 120 | | [Celtic Bank](https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/wisconsin/) | 65 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)