{"citation":"M&T Bank SBA loans in Virginia. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/virginia/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/virginia/","title":"M&T Bank SBA loans in Virginia","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"VA","name":"Virginia"},"lender":{"name":"M&T Bank","url":"/sba-express-lenders/m-and-t-bank/","regulator_status":"active"},"loans":361,"dollars_approved":54146200,"measures":{"share_of_all_loans_pct":{"state":12.246,"national":3.704,"reading":"Clearly higher"},"median_loan":{"state":70000,"national":50000,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":25000,"p75":160000},"national":{"p25":25000,"p75":100000}},"startup_pct":{"state":25.5,"national":16.8,"reading":"Clearly higher"},"new_pct":{"state":26.6,"national":26.1,"reading":"No clear gap"},"existing_pct":{"state":44.3,"national":53.9,"reading":"No clear gap"},"ownership_pct":{"state":3.6,"national":3.2,"reading":"No clear gap"},"express_pct":{"state":77.8,"national":82.4,"reading":"No clear gap"},"loc_pct":{"state":48.8,"national":55.1,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":3.75}},"clear_gaps":["startup","size","share"],"top_industries":{"Full-Service Restaurants":22,"Offices of Lawyers":15,"Computer Systems Design Services":14,"Fitness and Recreational Sports Centers":10,"Administrative Management and General Management Consulting Services":9},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}