{"citation":"Magnifi Financial CU SBA loans in Minnesota. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/magnifi-financial-cu/minnesota/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/magnifi-financial-cu/minnesota/","title":"Magnifi Financial CU SBA loans in Minnesota","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MN","name":"Minnesota"},"lender":{"name":"Magnifi Financial CU","url":"/sba-express-lenders/magnifi-financial-cu/","regulator_status":"active"},"loans":132,"dollars_approved":39120300,"measures":{"share_of_all_loans_pct":{"state":1.385,"national":0.115,"reading":"Clearly higher"},"median_loan":{"state":231850,"national":233850,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":91175,"p75":350000},"national":{"p25":134250,"p75":377125}},"startup_pct":{"state":25.0,"national":60.8,"reading":"Clearly lower"},"new_pct":{"state":13.6,"national":6.4,"reading":"No clear gap"},"existing_pct":{"state":53.0,"national":20.3,"reading":"Clearly higher"},"ownership_pct":{"state":8.3,"national":7.7,"reading":"No clear gap"},"express_pct":{"state":17.4,"national":6.4,"reading":"Clearly higher"},"loc_pct":{"state":15.9,"national":5.9,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.0,"national":2.75}},"clear_gaps":["startup","express","share"],"top_industries":{"General Freight Trucking, Local":6,"General Freight Trucking, Long-Distance, Truckload":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}