# OakStar Bank SBA loans in Kansas **Short answer:** SBA's loan file shows OakStar Bank made 50 SBA loans in Kansas since October 2023. 42.0% financed a change of ownership, against 20.7% of its loans nationally. The lender made 4.7% of Kansas's SBA loans, against 0.19% of loans nationwide. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/oakstar-bank/kansas/ Data as of: 2026-06-30 This site is not OakStar Bank sbaexpress.loans is not OakStar Bank, and OakStar Bank did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from OakStar Bank. These are the 50 SBA 7(a) loans [OakStar Bank](https://www.sbaexpress.loans/sba-express-lenders/oakstar-bank/) made in [Kansas](https://www.sbaexpress.loans/kansas-small-business-loans/) approved October 2023 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. ## How OakStar Bank differs in Kansas **What this means for you.** If you are buying a business, purchases were a bigger share of these loans here than elsewhere. ### Change of ownership 42.0% of the loans in Kansas financed a change of ownership, against 20.7% of its loans nationally. Change of ownership, share of loans, Oct 2023 to Jun 2026 - Kansas: 42.0% - All its U.S. loans: 20.7% ### Share of the state's loans OakStar Bank made 4.7% of the SBA loans approved in Kansas since October 2023, against 0.19% of loans nationwide. Its share here is 24.3 times its national share. Share of all SBA loans, Oct 2023 to Jun 2026 - Kansas: 4.7% - All its U.S. loans: 0.19% We compared 9 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure. ## Kansas next to the U.S. **Kansas compared with all of OakStar Bank's U.S. loans, October 2023 to June 2026** | Measure | Kansas | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 4.7% | 0.19% | Clearly higher | | Median loan | $876,000 | $500,000 | No clear gap | | Middle half of loans | $415,150 to $1,666,525 | $150,000 to $1,000,000 | – | | Startups (the loan opens the business) | 16.0% | 16.6% | No clear gap | | In business 2 years or less | 12.0% | 20.4% | No clear gap | | In business more than 2 years | 30.0% | 42.4% | No clear gap | | Change of ownership | 42.0% | 20.7% | Clearly higher | | SBA Express | Fewer than 5 | 2.5% | No clear gap | | Lines of credit | 10.0% | 7.3% | No clear gap | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2 points over Prime | 2.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What OakStar Bank lends to in Kansas The industry below accounts for 6 of the 50 loans approved October 2023 to June 2026, or 12.0%. An industry is listed when it has 5 or more of them, five at most. **Top industries in Kansas** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Offices of Certified Public Accountants](https://www.sbaexpress.loans/industries/offices-of-certified-public-accountants/) | 6 | 12.0% | 3.5% | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## Other lenders in Kansas Other lenders in Kansas with a clear difference from the national pattern, most loans first. **Other lenders in Kansas** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/kansas/) | 76 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2023 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)