# Peoples Bank (Mendenhall, MS) SBA loans in Texas **Short answer:** SBA's loan file shows Peoples Bank (Mendenhall, MS) made 57 SBA loans in Texas since October 2019. The median loan was $1,625,000, 4.6 times its national median of $349,800. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/peoples-bank/texas/ Data as of: 2026-06-30 This site is not Peoples Bank (Mendenhall, MS) sbaexpress.loans is not Peoples Bank (Mendenhall, MS), and Peoples Bank (Mendenhall, MS) did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Peoples Bank (Mendenhall, MS). These are the 57 SBA 7(a) loans [Peoples Bank (Mendenhall, MS)](https://www.sbaexpress.loans/sba-express-lenders/peoples-bank/) made in [Texas](https://www.sbaexpress.loans/texas-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How Peoples Bank (Mendenhall, MS) differs in Texas **What this means for you.** Use the local range, not the national one, to judge your own request: half of these loans in Texas ran from $640,000 to $3,150,000. ### Loan size The median loan was $1,625,000 in Texas, 4.6 times its national median of $349,800. The middle half of loans in Texas ran from $640,000 to $3,150,000. For all its loans the middle half ran from $92,150 to $1,904,500. Median loan, Oct 2019 to Jun 2026 - Texas: $1,625,000 - All its U.S. loans: $349,800 We compared 8 measures with the national figure for the same period, and this is the one that differs clearly. The table compares every measure. ## Texas next to the U.S. **Texas compared with all of Peoples Bank (Mendenhall, MS)'s U.S. loans, October 2019 to June 2026** | Measure | Texas | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 0.22% | 0.19% | No clear gap | | Median loan | $1,625,000 | $349,800 | Clearly higher | | Middle half of loans | $640,000 to $3,150,000 | $92,150 to $1,904,500 | – | | Startups (the loan opens the business) | 31.6% | 22.8% | No clear gap | | In business 2 years or less | 29.8% | 26.9% | No clear gap | | In business more than 2 years | 33.3% | 45.8% | No clear gap | | Change of ownership | Fewer than 5 | 4.1% | n/a | | SBA Express | Fewer than 5 | 10.6% | No clear gap | | Lines of credit | 0.0% | Fewer than 5 | No clear gap | | Median term | 25 years | 10 years | – | | Median spread over Prime at approval | 2 points over Prime | 2 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What Peoples Bank (Mendenhall, MS) lends to in Texas The 2 industries below account for 35 of the 57 loans approved October 2019 to June 2026, or 61.4%. An industry is listed when it has 5 or more of them, five at most. **Top industries in Texas** | Industry | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Hotels (except Casino Hotels) and Motels](https://www.sbaexpress.loans/industries/hotels-motels/) | 29 | 50.9% | 32.3% | | [Gasoline Stations with Convenience Stores](https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores-457110/) | 6 | 10.5% | Not in top 5 | Share here is the industry's share of the lender's loans in this state. U.S. share is its share of all the lender's loans nationally. Not in top 5 means it is not one of the lender's five most common industries. ## Peoples Bank (Mendenhall, MS) in other states Other states where these loans differ clearly from the national pattern, most loans first. **Peoples Bank (Mendenhall, MS) by state** | State | Loans since October 2019 | | --- | --- | | [Mississippi](https://www.sbaexpress.loans/sba-express-lenders/peoples-bank/mississippi/) | 352 | ## Other lenders in Texas Other lenders in Texas with a clear difference from the national pattern, most loans first. **Other lenders in Texas** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/texas/) | 2,265 | | [United Midwest Savings Bank](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/texas/) | 669 | | [PNC Bank](https://www.sbaexpress.loans/sba-express-lenders/pnc-bank/texas/) | 501 | | [Fifth Third Bank](https://www.sbaexpress.loans/sba-express-lenders/fifth-third-bank/texas/) | 500 | | [Bank of America](https://www.sbaexpress.loans/sba-express-lenders/bank-of-america/texas/) | 321 | | [SouthState Bank](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/texas/) | 297 | | [Bank of Hope](https://www.sbaexpress.loans/sba-express-lenders/bank-of-hope/texas/) | 208 | | [Midwest Regional Bank](https://www.sbaexpress.loans/sba-express-lenders/midwest-regional-bank/texas/) | 174 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)