{"citation":"PNC Bank SBA loans in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/pnc-bank/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/pnc-bank/texas/","title":"PNC Bank SBA loans in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"lender":{"name":"PNC Bank","url":"/sba-express-lenders/pnc-bank/","regulator_status":"active"},"loans":501,"dollars_approved":245356700,"measures":{"share_of_all_loans_pct":{"state":1.944,"national":0.894,"reading":"Clearly higher"},"median_loan":{"state":50000,"national":50000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":603000},"national":{"p25":25000,"p75":350000}},"startup_pct":{"state":9.4,"national":10.1,"reading":"No clear gap"},"new_pct":{"state":14.8,"national":21.6,"reading":"No clear gap"},"existing_pct":{"state":70.7,"national":59.6,"reading":"Clearly higher"},"ownership_pct":{"state":3.8,"national":5.5,"reading":"No clear gap"},"express_pct":{"state":63.5,"national":72.6,"reading":"No clear gap"},"loc_pct":{"state":41.5,"national":57.1,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.9,"national":3.9}},"clear_gaps":["loc","existing","share"],"top_industries":{"Full-Service Restaurants":32,"General Freight Trucking, Long-Distance, Truckload":24,"General Automotive Repair":19,"General Freight Trucking, Local":19,"Offices of Physicians (except Mental Health Specialists)":18},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}