{"citation":"Provident Bank SBA loans in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/sba-express-lenders/provident-bank/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/sba-express-lenders/provident-bank/new-york/","title":"Provident Bank SBA loans in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"lender":{"name":"Provident Bank","url":"/sba-express-lenders/provident-bank/","regulator_status":"active"},"loans":60,"dollars_approved":50657300,"measures":{"share_of_all_loans_pct":{"state":0.291,"national":0.086,"reading":"Clearly higher"},"median_loan":{"state":572500,"national":600000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":338750,"p75":859125},"national":{"p25":394000,"p75":1082025}},"startup_pct":{"state":15.0,"national":20.0,"reading":"No clear gap"},"new_pct":{"state":null,"national":10.7,"reading":"n/a"},"existing_pct":{"state":43.3,"national":47.2,"reading":"No clear gap"},"ownership_pct":{"state":36.7,"national":21.0,"reading":"No clear gap"},"express_pct":{"state":null,"national":10.3,"reading":"No clear gap"},"loc_pct":{"state":null,"national":10.3,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.25}},"clear_gaps":["mix","share"],"top_industries":{"Beer, Wine, and Liquor Stores":30},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}