# Readycap Lending, LLC SBA loans in Missouri **Short answer:** SBA's loan file shows Readycap Lending, LLC made 95 SBA loans in Missouri since October 2019. The median loan was $50,000, less than half its national median of $150,000. The lender made 1.6% of Missouri's SBA loans, against 2.7% of loans nationwide. Canonical page: https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/missouri/ Data as of: 2026-06-30 This site is not Readycap Lending, LLC sbaexpress.loans is not Readycap Lending, LLC, and Readycap Lending, LLC did not provide, review or pay for this page. Janover Capital LLC runs this site. Every figure on this page comes from SBA's public 7(a) loan file, not from Readycap Lending, LLC. These are the 95 SBA 7(a) loans [Readycap Lending, LLC](https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/) made in [Missouri](https://www.sbaexpress.loans/missouri-small-business-loans/) approved October 2019 to June 2026. Each figure is set against all of its loans in the U.S. over the same period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what the lender has done and not what it will do for you. Every state page for this lender uses this same period, so the pages can be compared with each other. ## How Readycap Lending, LLC differs in Missouri **What this means for you.** Use the local range, not the national one, to judge your own request: half of these loans in Missouri ran from $31,750 to $205,500. ### Loan size The median loan was $50,000 in Missouri, less than half its national median of $150,000. The middle half of loans in Missouri ran from $31,750 to $205,500. For all its loans the middle half ran from $50,000 to $500,000. Median loan, Oct 2019 to Jun 2026 - Missouri: $50,000 - All its U.S. loans: $150,000 ### Share of the state's loans Readycap Lending, LLC made 1.6% of the SBA loans approved in Missouri since October 2019, against 2.7% of loans nationwide. Its share here is 61% of its national share. Share of all SBA loans, Oct 2019 to Jun 2026 - Missouri: 1.6% - All its U.S. loans: 2.7% We compared 5 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure. ## Missouri next to the U.S. **Missouri compared with all of Readycap Lending, LLC's U.S. loans, October 2019 to June 2026** | Measure | Missouri | All its U.S. loans | Reading | | --- | --- | --- | --- | | Lender's share of all SBA loans | 1.6% | 2.7% | Clearly lower | | Median loan | $50,000 | $150,000 | Clearly lower | | Middle half of loans | $31,750 to $205,500 | $50,000 to $500,000 | – | | Startups (the loan opens the business) | Fewer than 5 | 3.3% | n/a | | In business 2 years or less | 10.5% | 14.9% | No clear gap | | In business more than 2 years | 82.1% | 77.8% | No clear gap | | Change of ownership | Fewer than 5 | 1.9% | n/a | | SBA Express | 0.0% | 0.3% | No clear gap | | Lines of credit | 0.0% | 0.0% | n/a | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 6.5 points over Prime | 2.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## What Readycap Lending, LLC lends to in Missouri No single industry reached 5 loans from October 2019 to June 2026, so we do not rank industries here. ## Readycap Lending, LLC in other states Other states where these loans differ clearly from the national pattern, most loans first. **Readycap Lending, LLC by state** | State | Loans since October 2019 | | --- | --- | | [New York](https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/new-york/) | 738 | | [Washington](https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/washington/) | 303 | | [New Jersey](https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/new-jersey/) | 296 | | [Oregon](https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/oregon/) | 163 | | [Louisiana](https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/louisiana/) | 101 | ## Other lenders in Missouri Other lenders in Missouri with a clear difference from the national pattern, most loans first. **Other lenders in Missouri** | Lender | Loans since October 2019 | | --- | --- | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/missouri/) | 189 | | [Live Oak Banking Company](https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/missouri/) | 139 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. A lender's past loans do not describe its current credit policy. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)